104 Millard Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 104 Millard Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1996
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Nov 2019)
Tax Bill	$1,512 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15H08011S`

Property Details

APN / Parcel Number

Primary APN	`15H08011S`
Alternative APN	`2000223595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Living Area
Gross Area	1,282 sqft
1st Floor Area	1,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000223595
Street Address	104 MILLARD DR
City	SMITHFIELD
State	NC
Zip	27577-7448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 5 MILLARD CROSSING SEC 2 42/349
Legal Subdivision	MILLARD CROSSING SUBDIVISION
Legal Lot Number	5
Jurisdiction	JOHNSTON NC
Township / Civil Division	ELEVATION
Census Block Group	1
Census Block	1001
Census Tract	41206

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 MILLARD DR, SMITHFIELD, NC 27577-7448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	2019634311
Deed Book / Page	5460 / 364
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 MILLARD DR, SMITHFIELD, NC 27577-7448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000724600
Date	Dec 29, 2020
Book Page	5794/502
Instrument	2020724600

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 1, 2019
Property Address	104 MILLARD DR, SMITHFIELD, NC 27577-7448
Document Number	0000634311
Book / Page	5460 / 0364
Map Reference	MB 42 PG 349
Instrument Date	Nov 1, 2019
Instrument	2019634311
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 BUSH ST, 3300, RALEIGH, NC 27609-7505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MILLARD DR, SMITHFIELD, NC 27577-7448

Mortgage

Document Number	0000634312
Date	Nov 1, 2019
Instrument	2019634312

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,512.00 (+42.78%)	$241,920 (+75.85%) Land $63,390 Building $178,530	$241,920 (+75.85%) Land $63,390 Building $178,530
2023	$1,059.00	$137,570 Land $42,910 Building $94,660	$137,570 Land $42,910 Building $94,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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