104 Middle St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 104 Middle St, Lancaster, NH 03584

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,469 sqft · built 1900
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Oct 2025)
Tax Bill	$4,732 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LNCS M:P08 L:060`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:P08 L:060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	3,858 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	104 MIDDLE ST
City	LANCASTER
State	NH
Zip	03584-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-RE
Legal Lot Number	60
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1004
Census Tract	950500

Owner

Source: Coos County and Lancaster Town records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 MIDDLE ST, LANCASTER, NH 03584-3519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit MASCOMA BANK
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 8, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Book / Page	1687 / 940
Prior Transfer Date	Nov 8, 2023
Prior Transfer Doc	001640-150
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER TOWN NH
Property Address	104 MIDDLE ST, LANCASTER, NH 03584-3519
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001601-687
Date	May 31, 2022
Book Page	1601/687
Instrument	2202642

Lender

Name	MASCOMA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Oct 9, 2025
Property Address	104 MIDDLE ST, LANCASTER, NH 03584-3519
Document Number	001687-940
Book / Page	1687 / 940
Instrument Date	Oct 7, 2025
Instrument	2504144
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0002504145
Date	Oct 9, 2025
Instrument	2504145

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2032
Index	Other
Margin	3

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Nov 8, 2023
Property Address	104 MIDDLE ST, LANCASTER, NH 03584-3519
Document Number	001640-150
Book / Page	1640 / 150
Instrument Date	Nov 8, 2023
Instrument	2304827
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MIDDLE ST, LANCASTER, NH 03584-3519

Tax Assessment & Valuation

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,732.00 (+9.84%)	$224,600 (-) Land $37,400 Building $187,200
2024	$4,308.00 (+10.66%)	$224,600 (-0.13%) Land $37,400 Building $187,200	$275,690
2023	$3,893.00 (+12.09%)	$224,900 (+57.27%) Land $37,700 Building $187,200
2022	$3,473.00	$143,000 Land $21,800 Building $121,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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