Chatham County property record for 104 Michael Ct, Savannah, GA 31406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1972 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0366-05-014 |
| Primary APN | 1-0366-05-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 104 MICHAEL CT |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31406-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 16 SUB LTS 36 THRU 39 BONNA BELLA TCT |
| Legal Subdivision | SUB |
| Legal Lot Number | 16,36 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10200 |
104 Michael Ct is owned and occupied by an individual.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 MICHAEL CT, SAVANNAH, GA 31406-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Apr 1, 2026 |
| Property Address | 104 MICHAEL CT, SAVANNAH, GA 31406-3132 |
| Document Number | 0039420402 |
| Book / Page | 3942 / 402 |
| Instrument Date | Mar 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 MICHAEL CT, SAVANNAH, GA 31406-3132 |
| Document Number | 3942000402, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 3942/402 |
| Name | GEORGIA'S OWN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Mar 1, 2043 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 104 Michael Ct was $1,823.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,360 (+1.89%) Land $4,440 Building $55,920 | $150,900 (+1.89%) Land $11,100 Building $139,800 | |
| 2025 | $1,823.00 Homeowner's exemption | $59,240 Land $4,440 Building $54,800 | $148,100 Land $11,100 Building $137,000 |
| 2023 | $64,120 (+17.95%) Land $4,440 Building $59,680 | $160,300 (+17.95%) Land $11,100 Building $149,200 | |
| 2022 | $1,402.00 | $54,360 Land $4,440 Building $49,920 | $135,900 Land $11,100 Building $124,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Michael Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1998–2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Michael Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.1% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures