104 Michael Cir, Daphne, AL 36526 Property Records

Baldwin County property record for 104 Michael Cir, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,928 sqft · built 1986
Lot Size	0.14 acres (6,111 sqft)
Owner	Individual Name on File
Tax Bill	$1,078 (2026)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-03-71-0-003-033`

Property Details

APN / Parcel Number

Primary APN	`43-03-71-0-003-033`
Alternative APNs	`219588` `51370`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,928 sqft Heated Area
1st Floor Area	1,424 sqft
Upper Floors Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2013
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,111 sqft (0.14 acres)
Lot Dimensions	176 ft deep x 34.7 ft wide
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	219588
Street Address	104 MICHAEL CIR
City	DAPHNE
State	AL
Zip	36526-7539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34.7' X 176.1' LAKE FOREST SUBD SEC 17 LOT 89 PLAT BOOK 7PAGE 133 (WD-SURVIVORSHIP)
Legal Subdivision	LAKE FOREST
Legal Block	U-17
Legal Lot Number	89
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1006
Census Tract	10711

Owner

104 Michael Cir is owned and occupied by an individual who acquired it in June 2014.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	104 MICHAEL CIR, DAPHNE, AL 36526-7539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 16, 2014
Transfer Doc	0001462264
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	104 MICHAEL CIR, DAPHNE, AL 36526-7539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001678988
Date	Feb 7, 2018
Instrument	1678988

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 104 Michael Cir was $1,078 with a homeowner's exemption, down 0.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,078.00 (-0.74%) Homeowner's exemption
2025	$1,086.00 (+3.72%)	$24,600 (+3.54%) Land $1,620 Building $22,980	$245,900 (+3.49%) Land $16,100 Building $229,800
2024	$1,047.00 (+16.98%) Homeowner's exemption	$23,760 (+16.24%) Land $1,680 Building $22,080	$237,600 (+16.3%) Land $16,800 Building $220,800
2023	$895.00 (+17.92%) Homeowner's exemption	$20,440 (+9.3%)	$204,300 (+9.31%) Land $16,800 Building $187,500
2022	$759.00 (+15%) Homeowner's exemption	$18,700	$186,900 Land $16,500 Building $170,400
2021	$660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Michael Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Michael Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20