104 Merrill Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 104 Merrill Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1976
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2024)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03416A000000`

Property Details

APN / Parcel Number

Primary APN	`03416A000000`
Alternative APNs	`GRAY M:029 B:034 L:016-001` `1994`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
Basement Area	432 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1994
Street Address	104 MERRILL RD
City	GRAY
State	ME
Zip	04039-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	34
Legal Lot Number	16-1
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1007
Census Tract	4702

Owner

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	74 PLEASANT ST, 4, BRUNSWICK, ME 04011-2284
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Jan 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	202439528
Deed Book / Page	41066 / 1
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	104 MERRILL RD, GRAY, ME 04039-7503
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0407140206
Date	Apr 25, 2024
Book Page	40714/206
Instrument	13086

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Jan 26, 2021
Property Address	104 MERRILL RD, GRAY, ME 04039-7503
Document Number	0377410170
Book / Page	37741 / 170
Instrument Date	Jan 26, 2021
Instrument	5978
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 PARK ST, FREEPORT, ME 04032

Mortgage

Document Number	0000005979
Date	Jan 26, 2021
Instrument	5979

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,081.00 (-2.1%)	$318,300 (+53.55%) Land $127,200 Building $191,100
2023	$3,147.00 (+8.82%)	$207,300 (-) Land $64,000 Building $143,300
2022	$2,892.00	$207,300 Land $64,000 Building $143,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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