104 Memorial Dr, Sebring, FL 33870 Property Records

Highlands County property record for 104 Memorial Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,867 sqft · built 1979
Lot Size	0.404 acres (17,609 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2022)
Tax Bill	$2,664 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C134808000000050`

Property Details

APN / Parcel Number

Primary APN	`C134808000000050`
Alternative APN	`C-13-34-28-080-0000-0050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,867 sqft Living Area
1st Floor Area	1,319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	17,609 sqft (0.404 acres)
Lot Dimensions	137 ft deep x 128 ft wide
Garage Type	Finished
Garage Area	710 sqft
Driveway	Driveway
Driveway Area	910 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	318 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C134808000000050
Street Address	104 MEMORIAL DR
City	SEBRING
State	FL
Zip	33870-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEBRING SHORES DEV SEC 3 PB 7-PG 55 LOT 5 + S 60 FT OF LOT 6- LESS RD R/W
Legal Range	28E
Legal Township	34S
Legal Section	13
Legal Subdivision	SEBRING SHORES DEV SEC 03
Legal Lot Number	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3031
Census Tract	960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 MEMORIAL DR, SEBRING, FL 33870-1484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	2111367
Deed Book / Page	2926 / 1110
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 23, 2022
Property Address	104 MEMORIAL DR, SEBRING, FL 33870-1484
Document Number	0002111367
Book / Page	2926 / 1110
Map Reference	MB 7 PG 55
Instrument Date	Aug 17, 2022
Instrument	2111367
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 MEMORIAL DR, 104, SEBRING, FL 33870-1484

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1701 TAMPA AVE, CLEWISTON, FL 33440-5802
Investor	Possibly a Property Investor

Mortgage

Document Number	0029261112
Date	Aug 23, 2022
Instrument	2926/1112

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,667 (+14.33%)	$222,561 (+15.84%) Land $32,218 Building $190,343
2024	$2,664.00 (+10.68%)
2023	$2,407.00 (+176.67%) Homeowner's exemption	$192,126 (+120.69%) Land $19,330 Building $172,796	$192,126 (+16.94%) Land $19,330 Building $172,796
2022	$870.00 Homeowner's exemption Senior Citizen's exemption	$87,055	$164,298 Land $12,243 Building $152,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1998–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30