104 McPherson Dr, Laredo, TX 78041 Property Records

Webb County property record for 104 McPherson Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	4,641 sqft · built 1973
Lot Size	0.404 acres (17,636 sqft)
Owner	Individual Name on File
Tax Bill	$2,928 (2024)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`909-00019-294`

Property Details

APN / Parcel Number

Primary APN	`909-00019-294`
Alternative APN	`210737`

Interior

Stories	2 Stories
Building Area	4,641 sqft Living Area
Gross Area	5,421 sqft
1st Floor Area	2,745 sqft
2nd Floor Area	1,896 sqft

Exterior

Year Built	Built 1973
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,636 sqft (0.404 acres)
Lot Dimensions	120 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	476 sqft
Porch	Open Porch
Porch Area	336 sqft
Patio Area	312 sqft

Location & Zoning

Account Number	210737
Old Parcel Number	90900019294
Street Address	104 MCPHERSON DR
City	LAREDO
State	TX
Zip	78041-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 294 & 3,801 SQ FT OUT OF LOT 296 BLK 19 DEL MAR HILLS SUBDIVISION SECT 1 AREA C
Legal Subdivision	DEL MAR
Legal Block	19
Legal Lot Number	294 3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3015
Census Tract	1709

Owner

Source: Webb County records · APN 909-00019-294

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	104 MCPHERSON DR, LAREDO, TX 78041-2710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2023
Deed Sale	Nov 01, 2023
Deed Document Number	1514368
Deed Book / Page	5555 / 243
Record Updated	Jun 08, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 01, 2023
Property Address	104 MCPHERSON DR, LAREDO, TX 78041-2710
Document Number	005555/243
Book / Page	5555 / 243
Map Reference	VOL 2 PG 175
Instrument Date	Oct 31, 2023
Instrument	1514368
Transaction Type	Transfer
Record Updated	Nov 04, 2025
Title Company	LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MCPHERSON DR, LAREDO, TX 78041-2710
Investor	Possibly a Property Investor

Mortgage

Document Number	0001514369
Date	Nov 01, 2023
Instrument	1514369

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%
Type Change Date	Nov 01, 2028
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	11.7%

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,914 (+8.85%) Land $205,636 Building $273,278	$478,914 (+8.85%) Land $205,636 Building $273,278
2024	$2,928.00 (+46.03%)
2023		$439,971 Land $189,058 Building $250,913	$439,971 Land $189,058 Building $250,913
2022	$2,005.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Based on FCC filings for 586 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.