Richmond County property record for 104 McDonald Ln, Hamlet, NC 28345
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 892 sqft · built 1960 |
| Lot Size | 0.42 acres (18,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,500 (Oct 2020) |
| Tax Bill | $714 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 748112872068 |
| Primary APN | 748112872068 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 892 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,300 sqft (0.42 acres) |
| Lot Dimensions | 183 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 258 sqft |
| Deck Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 46015301 |
|---|---|
| Street Address | 104 MCDONALD LN |
| City | HAMLET |
| State | NC |
| Zip | 28345-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT&VAC JP GIBBONS JR LND |
| Legal Subdivision | J P GIBBONS JR PROPERTY |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MARKS CREEK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970900 |
104 McDonald Ln is owned and occupied by two individuals who bought it in October 2020.
Source: Richmond County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 MCDONALD LN, HAMLET, NC 28345-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 28, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Mar 28, 2019 · Amount on File |
| Deed Document Number | 2020260167 |
| Deed Book / Page | 1862 / 251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Oct 30, 2020 |
| Property Address | 104 MCDONALD LN, HAMLET, NC 28345-2136 |
| Document Number | 001862/251 |
| Book / Page | 1862 / 251 |
| Map Reference | MB 6 PG 112 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 260167 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 766 BATTLEY DAIRY RD, 766, ROCKINGHAM, NC 28379-7300 |
| Name | Verified Name |
|---|---|
| Address | 104 MCDONALD LN, HAMLET, NC 28345-2136 |
| Investor | Possibly a Property Investor |
| Document Number | 0000260168 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 260168 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Mar 28, 2019 |
| Property Address | 104 MCDONALD LN, HAMLET, NC 28345-2136 |
| Document Number | 001807/087 |
| Book / Page | 1807 / 087 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 252357 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 MCDONALD LN, HAMLET, NC 28345-2136 |
The 2026 property tax bill for 104 McDonald Ln was $714.
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Hamlet City |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $714.00 | $78,954 Land $9,708 Building $69,246 | $78,954 Land $9,708 Building $69,246 |
| 2023 | $566.00 | $52,651 Land $7,766 Building $44,885 | $52,651 Land $7,766 Building $44,885 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 McDonald Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 McDonald Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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