Hardin County property record for 104 Masters St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,010 sqft · built 1987 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,000 (Feb 2009) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-00-0A-053 |
| Primary APN | 162-00-0A-053 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| Basement Area | 1,838 sqft |
| Finished Basement | 1,838 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.22 acres) |
| Patio Area | 292 sqft |
| Heating System | Central |
|---|
| Street Address | 104 MASTERS ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOP TERRACE LT 053 #4 |
| Legal Subdivision | HILLTOP TERRACE |
| Legal Block | A |
| Legal Lot Number | 53 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 902 |
Source: Hardin County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2009 · Amount on Record |
| Deed Sale | Feb 5, 2009 · Amount on Record |
| Deed Book / Page | 1285 / 762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 104 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2196/712 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 2196/712 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 104 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2304/194 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 2304/194 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,068.00 (+28.37%) | $220,600 (+31.23%) Land $20,000 Building $200,600 | $220,600 (+31.23%) Land $20,000 Building $200,600 |
| 2023 | $168,100 (-) Land $19,500 Building $148,600 | $168,100 (-) Land $19,500 Building $148,600 | |
| 2022 | $168,100 Land $19,500 Building $148,600 | $168,100 Land $19,500 Building $148,600 | |
| 2021 | $1,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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