104 Maple St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 104 Maple St, Gardner, MA 01440 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	1,886 sqft Living Area
Lot Size	6,251 sqft (0.144 acres)
Occupancy	Owner Occupied
Last Sale	$289,900 (2025)
Tax Bill	$4,826.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:1 L:21`
Alternative APN	`M:P-24 B:0010 L:0021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,886 sqft Living Area
Gross Area	3,677 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,251 sqft (0.144 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	104 MAPLE ST
City	GARDNER
State	MA
Zip	01440-2221
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	21
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2005
Census Tract	707200

Owner

Source: Worcester County and Gardner City records · APN GARD M:R22 B:1 L:21

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 MAPLE ST, GARDNER, MA 01440-2221
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Doc Number	2025109872
Deed Book / Page	72974 / 303
Record Refreshed	Sep 20, 2026

December 2025: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Dec 16, 2025
Property Address	104 MAPLE ST, GARDNER, MA 01440-2221
Document Number	072974-303
Book / Page	72974 / 303
Instrument Date	Dec 15, 2025
Instrument	109872
Transaction Type	Transfer
Record Updated	Jan 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	104 MAPLE ST, GARDNER, MA 01440-2221

Mortgage

Document Number	0000109873
Date	Dec 16, 2025
Instrument	109873

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,826.00 (+0.08%)	$336,100 (+4.48%) Land $66,300 Building $269,800
2024	$4,822.00 (+2.97%)	$321,700 (+10.82%) Land $60,300 Building $261,400
2023	$4,683.00	$290,300 Land $59,400 Building $230,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Heywood-Wakefield Company Complex listed 1983 · 5 contributing resources · NRIS 83000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.