104 Manila Pl, Stephenson, VA 22656 Property Records

Frederick County property record for 104 Manila Pl, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,261 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2019)
Tax Bill	$3,310 (2026)
Deeds & Mortgages	Sep 2020 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44E1-7-23`

Property Details

APN / Parcel Number

Primary APN	`44E1-7-23`
Alternative APN	`8049566`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,261 sqft Living Area
Gross Area	5,526 sqft
1st Floor Area	1,489 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049566
Street Address	104 MANILA PL
City	STEPHENSON
State	VA
Zip	22656-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L23 S7B
Legal Subdivision	5
Legal Lot Number	23
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

104 Manila Pl is owned and occupied by an individual who bought it in April 2019.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	104 MANILA PL, STEPHENSON, VA 22656-1985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Apr 10, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Deed Document Number	20193181
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 MANILA PL, STEPHENSON, VA 22656-1985
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012234
Date	Sep 10, 2020
Instrument	200012234

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2045

Interest

Rate Type	Fixed Rate

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 10, 2019
Property Address	104 MANILA PL, STEPHENSON, VA 22656-1985
Document Number	0000003181
Instrument Date	Apr 9, 2019
Instrument	190003181
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MANILA PL, STEPHENSON, VA 22656-1985

Mortgage

Document Number	0000003182
Date	Apr 10, 2019
Instrument	190003182

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 104 Manila Pl was $3,310, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,310.00 (+10.41%)	$624,600 Land $93,000 Building $531,600	$624,600 Land $93,000 Building $531,600
2025	$2,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Manila Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Manila Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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