Essex County and Saugus Town property record for 104 Main St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,760 sqft · built 1940 |
| Lot Size | 0.365 acres (15,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Sep 2018) |
| Tax Bill | $7,556 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:008-D B:0010 L:0006 |
| Primary APN | SAUG M:008-D B:0010 L:0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 3,999 sqft |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,921 sqft (0.365 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5213011 |
|---|---|
| Street Address | 104 MAIN ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:008-D B:0010 L:0006
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage EVOLVE BANK AND TRUST |
| May 14, 2025 | Deed of Trust, Mortgage EVOLVE BANK & TRUST |
| Jul 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Apr 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Sep 28, 2018 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Mar 30, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 201828004180 |
| Deed Book / Page | 37047 / 385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 13, 2026 |
| Property Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Document Number | 043382-488 |
| Book / Page | 43382 / 488 |
| Instrument Date | May 08, 2026 |
| Instrument | 20261300 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Document Number | 0000001300, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 43382/488 |
| Instrument | 20261300 |
| Name | EVOLVE BANK AND TRUST |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042714-320 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 42714/320 |
| Instrument | 20250514002750 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37700-577 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 37700/577 |
| Instrument | 20190726004610 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38442-561 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 38442/561 |
| Instrument | 20200422002420 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Sep 28, 2018 |
| Property Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Document Number | 37047-385 |
| Book / Page | 37047 / 385 |
| Instrument | 180928004180 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 370470387 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 37047/0387 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 28, 2048 |
| Rate | 4.38% |
|---|---|
| Max Rate At Change | 0.12% |
| Max Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 30, 2018 |
| Property Address | 104 MAIN ST, SAUGUS, MA 01906-3337 |
| Document Number | 36619-4 |
| Book / Page | 036619 / 000004 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 1803306790 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,732.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 MAIN ST SAUGUS MA 019063337, SAUGUS, MA 01906-3337 |
| Document Number | 36619-6 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 036619/000006 |
| Instrument | 1803306800 |
| Name | PRIME LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2048 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,556.00 (+5.52%) | $707,500 (+5.22%) Land $316,500 Building $391,000 | $659,585 |
| 2024 | $7,161.00 (+6.67%) | $672,400 (+12.78%) Land $287,800 Building $384,600 | |
| 2023 | $6,713.00 | $596,200 Land $259,000 Building $337,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 429 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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