104 Main St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 104 Main St, Ruma, IL 62278 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Tax Bill$1,492 (2024)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13-146-003-00

Property Details

APN / Parcel Number

Primary APN13-146-003-00

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address104 MAIN ST
CityRUMA
StateIL
Zip62278-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description229/123 2013R04163 2015R03139 LOT 4 BLK 4 DONOHOO'S SECOND ADD VILLAGE OF RUMA
Legal SubdivisionDONOHOO'S SECOND ADD
Legal Block4
Legal Lot Number4
JurisdictionRANDOLPH IL
Township / Civil DivisionRUMA
Census Block Group2
Census Block2050
Census Tract950900

Owner

Source: Randolph County records · APN 13-146-003-00

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1205 STONE ST, RED BUD, IL 62278-1375
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 07, 2013
Transfer Doc2013R04163
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address104 MAIN ST, RUMA, IL 62278-2604
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R00681
DateFeb 16, 2017
Instrument2017R00681
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 14, 2022
Interest
Rate TypeFixed Rate
Rate4.88%

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
MunicipalityRuma Village
Unified School DistrictRed Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$29,135 (+6.84%) Land $1,860 Building $27,275$87,405 (+6.84%) Land $5,580 Building $81,825
2024$1,492.00 (-12.85%)$27,270 (-12.86%) Land $1,740 Building $25,530$81,810 (-12.86%) Land $5,220 Building $76,590
2022$1,712.00$31,295 Land $8,940 Building $22,355$93,885 Land $26,820 Building $67,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Randolph County (17157C), updated August 18, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171579509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 1993, other causes, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Delta Communications, HTC Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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Nearby Streets

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