104 Main St N, Aurora, MN 55705 Property Records

St. Louis County property record for 104 Main St N, Aurora, MN 55705

Property Summary

Property Type	Commercial
Details	2,935 sqft · built 1984
Lot Size	0.13 acres (5,694 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jul 2022)
Tax Bill	$1,330 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-0020-01490`

Property Details

APN / Parcel Number

Primary APN	`100-0020-01490`
Alternative APN	`1133115`

Interior

Stories	1 Story
Building Area	2,935 sqft Gross Area
1st Floor Area	2,935 sqft
Basement Area	104 sqft
Flooring	Vinyl/Resilient
Interior Walls	Masonry
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Lot Area	5,694 sqft (0.13 acres)
Garage Area	2,300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1133115
Street Address	104 MAIN ST N
City	AURORA
State	MN
Zip	55705-1344
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 7 AND 8 SERIAL #
Legal Subdivision	AURORA 1ST DIV
Legal Block	8
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2038
Census Tract	13800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5285 HIGHWAY 100, AURORA, MN 55705-8419
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Jul 11, 2022	Warranty Deed, Transfer · Construction Mortgage NORTHERN STATE BANK OF THIEF RIVER FALLS
Jul 11, 2022	Warranty Deed, Transfer CONCIERGE TITLE INC
Jul 1, 2004	Loan Modification, Mortgage NORTHERN ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	20221447075
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	104 MAIN ST N, AURORA, MN 55705-1344
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CONCIERGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001447077
Date	Jul 11, 2022
Instrument	1447077

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 11, 2022
Property Address	104 MAIN ST N, AURORA, MN 55705-1344
Document Number	0001447075
Instrument Date	Jun 30, 2022
Instrument	1447075
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CONCIERGE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 HIGHWAY 100, AURORA, MN 55705-8419

Mortgage

Document Number	0001447076
Date	Jul 11, 2022
Instrument	1447076

Lender

Name	NORTHERN STATE BANK OF THIEF RIVER FALLS
Type	Bank
Address	AURORA, MN 55705

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2042

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 11, 2022
Property Address	104 MAIN ST N, AURORA, MN 55705-1344
Document Number	0001447074
Instrument Date	Jun 27, 2022
Instrument	1447074
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CONCIERGE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5597 LANE 55, AURORA, MN 55705-8803

July 2004: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	104 MAIN ST N, AURORA, MN 55705-1344
Document Number	00A1363465
Instrument Date	Jul 1, 2004
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5597 LANE 55 AURORA MN 557058803, AURORA, MN 55705-8803

Mortgage

Document Number	00A1363465
Date	Sep 17, 2019
Instrument	A1363465

Lender

Name	NORTHERN ST BK
Type	Bank
Address	AURORA, MN 55705

Agreement

Term	60 Months
Due	Sep 16, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,330.00 (-3.2%)
2025	$1,374.00 (+7.51%)	$47,600 (+10.44%) Land $4,900 Building $42,700	$47,600 (+10.44%) Land $4,900 Building $42,700
2024	$1,278.00	$43,100 (-4.86%) Land $4,900 Building $38,200	$43,100 (-4.86%) Land $4,900 Building $38,200
2022		$45,300 Land $4,900 Building $40,400	$45,300 Land $4,900 Building $40,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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