Ludlow Town property record for 104 Main St, Ludlow, VT 05149
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 1.5 ba · 2,499 sqft · built 1880 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (May 2023) |
| Tax Bill | $8,536 (2025) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 363-112-10925 |
| Primary APN | 363-112-10925 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,499 sqft Living Area |
| Gross Area | 4,656 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 104 MAIN ST |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-1040 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MAIN STREET 104 COMMERCIAL |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 966300 |
104 Main St, a commercial property, is owned by a company that bought it in May 2023.
Source: Ludlow Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 11, LUDLOW, VT 05149-0011 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Prior Sale | Jan 13, 1995 · Amount on File |
| Deed Document Number | 2023DK2074858816 |
| Prior Transfer Date | Jan 9, 1995 |
| Prior Transfer Doc | 0000360927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUDLOW VT |
| Recording Date | May 15, 2023 |
| Property Address | 104 MAIN ST, LUDLOW, VT 05149-1050 |
| Document Number | DK2074858816 |
| Instrument Date | May 15, 2023 |
| Instrument | DK2074858816 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.64 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 CHERRY HL, SPRINGFIELD, VT 05156-2640 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 11, LUDLOW, VT 05149-0011 |
The 2025 property tax bill for 104 Main St was $8,536, up 34.4% from the year before.
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Municipality | Ludlow Village |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,536.00 (+34.38%) | $462,400 Land $101,800 Building $360,600 |
| 2024 | $6,352.00 | |
| 2022 | $305,500 Land $91,600 Building $213,900 | |
| 2021 | $5,722.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 104 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 individual policies |
| Nearby Flood Policies | 103 units insured incl. 69 condo units |
| Nearby Flood Claims | 53 (1994–2023) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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