104 Main St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 104 Main St, Cedar Falls, IA 50613 · Last verified June 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1880
Square Footage	3,344 sqft Gross Area
Lot Size	1,760 sqft (0.04 acres)
Tax Bill	$8,288.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8914-12-251-004`

Interior

Building Area	3,344 sqft Gross Area
1st Floor	1,694 sqft 1st Floor
Basement Area	1,232 sqft Basement
Unfinished Basement	1,232 sqft Unfinished
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	1,760 sqft (0.04 acres)
Depth X Width	80 ft x 22 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	104 MAIN ST
City	CEDAR FALLS
State	IA
Zip	50613-2622
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	MILL SQUARE CEDAR FALLS LOT 1
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	MILL SQUARE CEDAR FALLS
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Minor Civil Division	CEDAR FALLS
Census Blockgroup	1
Census Block	1030
Census Tract	2200

Owner

Source: Black Hawk County records · APN 8914-12-251-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	827 COMMERCIAL ST, WATERLOO, IA 50702-1052
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,288.00	$414,770 (+2.68%) Land $50,600 Building $364,170	$414,770 (+2.68%) Land $50,600 Building $364,170
2024	$8,288.00 (+40.09%)
2023		$403,930 (+39.96%) Land $50,600 Building $353,330	$403,930 (+39.96%) Land $50,600 Building $353,330
2022	$5,916.00	$288,600 Land $41,800 Building $246,800
2021			$288,600 Land $41,800 Building $246,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cedar Falls Downtown Historic District listed 2017 · 42 contributing resources · NRIS 100001673

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.