104 Macarthur Dr, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 104 Macarthur Dr, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 847 sqft · built 1945
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on File
Last Sale$69,900 (Aug 2007)
Tax Bill$709 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN301301 224.017-2-34

Property Details

APN / Parcel Number

Primary APN301301 224.017-2-34
Alternative APNs
  • 130122401700020340000000
  • 301301 224.017-0002-034
  • 57065 07

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area847 sqft Living Area
1st Floor Area847 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Width60 ft Width
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number57065 07
Street Address104 MACARTHUR DR
CityROME
StateNY
Zip13440-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionH&L 60XIRREG
Legal Block2
Legal Lot Number34.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3004
Census Tract22400

Owner

104 Macarthur Dr is owned by a company that bought it in August 2007 and is owner-occupied.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address104 MACARTHUR DR, ROME, NY 13440-3819
OccupancyOwner Occupied
Owner TypeCompany
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Line of Credit
FIRST SOURCE FCU
Feb 19, 2020Deed of Trust, Mortgage · Line of Credit
NBT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2007 · Amount on File
Deed SaleAug 31, 2007 · Amount on File
Prior SaleSep 9, 2005 · Amount on File
Deed Book / Page2007 / 17937
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address104 MACARTHUR DR, ROME, NY 13440-3819
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000019
DateJan 2, 2026
Instrument2026-000019
Lender
NameFIRST SOURCE FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 1, 2046
Interest
Rate TypeAdjustable Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address104 MACARTHUR DR, ROME, NY 13440-3819
Document Number0000005638
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 MACARTHUR DR ROME NY 134403819, ROME, NY 13440-3819

Mortgage

Document Number0000005638
DateMay 12, 2020
Instrument5638
Lender
NameNBT BK
TypeBank
AddressROME, NY 13440
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 104 Macarthur Dr was $709 with exemptions applied.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$709.00 Homeowner's exemption Senior Citizen's exemption
2025$45,000 Land $9,500 Building $35,500$105,882 Land $22,353 Building $83,529
2023$45,000 (-) Land $9,500 Building $35,500$99,163 (+17.92%) Land $20,934 Building $78,229
2022$2,137.00 Homeowner's exemption Senior Citizen's exemption$45,000 Land $9,500 Building $35,500$84,096 Land $17,754 Building $66,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Macarthur Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2004–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Macarthur Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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