Watauga County property record for 104 Lower Grouse Ridge Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,620 sqft · built 2006 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Aug 2020) |
| Tax Bill | $2,016 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-46-3206-000 |
| Primary APN | 1950-46-3206-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 380 sqft |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1815709 |
|---|---|
| Street Address | 104 LOWER GROUSE RIDGE RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS C 304 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 921000 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK |
| Aug 19, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage THE FIDELITY BANK |
| Aug 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Jul 19, 2013 · Amount on Record |
| Deed Document Number | 2020694514 |
| Deed Book / Page | 2118 / 765 |
| Prior Transfer Date | Aug 19, 2019 |
| Prior Transfer Doc | 0020430495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 23, 2026 |
| Property Address | 104 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0000760763 |
| Book / Page | 2490 / 607 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026760763 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 104 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0000760763, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 2490/607 |
| Instrument | 2026760763 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 13, 2046 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 31, 2020 |
| Property Address | 104 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0021180765 |
| Book / Page | 2118 / 765 |
| Map Reference | MB 18 PG 418 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 694514 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1334 MOORESBORO RD, 1334, SHELBY, NC 28150-9577 |
| Name | Verified Name |
|---|---|
| Address | 715 SHANNON LN, HIGHLAND VILLAGE, TX 75077-7029 |
| Document Number | 0021180768 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 2118/768 |
| Instrument | 694515 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 19, 2019 |
| Property Address | 104 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0020430495 |
| Book / Page | 2043 / 0495 |
| Map Reference | MB 18 PG 418 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 681757 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3323 HUMPHRIES RD, SHELBY, NC 28150-9563 |
| Document Number | 0000681758 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 681758 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 13, 2019 |
| Property Address | 104 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0020420238 |
| Book / Page | 002042 / 000238 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 681542 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3323 HUMPHRIES RD SHELBY NC 281509563, SHELBY, NC 28150-9563 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,100 (-) Land $26,100 Building $572,000 | ||
| 2025 | $2,016.00 (-65.78%) | $598,100 (-) Land $26,100 Building $572,000 | |
| 2024 | $5,892.00 | $598,100 Land $26,100 Building $572,000 | |
| 2023 | $598,100 Land $26,100 Building $572,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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