104 Locust St, Grover, NC 28073 Property Records

Cleveland County property record for 104 Locust St, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 2007
Lot Size	0.658 acres (28,662 sqft)
Owner	Individual Name on Record
Tax Bill	$1,517 (2026)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59315`

Property Details

APN / Parcel Number

Primary APN	`59315`
Alternative APN	`1226566`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	28,662 sqft (0.658 acres)

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	80 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1226566
Street Address	104 LOCUST ST
City	GROVER
State	NC
Zip	28073-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#4PB29-81 LOCUST ST
Legal Block	1
Legal Lot Number	27
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1024
Census Tract	950604

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 LOCUST ST, GROVER, NC 28073-9595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 4, 2025
Transfer Doc	0019530003
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 7, 2025
Property Address	104 LOCUST ST, GROVER, NC 28073-9595
Document Number	0019530003
Book / Page	1953 / 3
Map Reference	MB 29 PG 81
Instrument Date	Aug 4, 2025
Instrument	200117160
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 LOCUST ST, GROVER, NC 28073-9595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LOCUST ST, GROVER, NC 28073-9595

Mortgage

Document Number	0200117161
Date	Aug 7, 2025
Instrument	200117161

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Grover Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,517.00 (+4.91%)	$142,512 (-) Land $16,581 Building $125,931	$142,512 (-) Land $16,581 Building $125,931
2025	$1,446.00	$142,512 (+48.3%) Land $16,581 Building $125,931	$142,512 (+48.3%) Land $16,581 Building $125,931
2023		$96,100 Land $17,410 Building $78,690	$96,100 Land $17,410 Building $78,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GROVER serves 805 people · EPA ID NC0123030
Water Source	Purchased surface water from TOWN OF KINGS MOUNTAIN
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20