Otsego County and Unadilla Town property record for 104 Lockwood Hill Rd, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,074 sqft · built 1940 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,665 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 328.00-1-23.00 |
| Primary APN | 366289 328.00-1-23.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Width | 442 ft Width |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 199977 |
|---|---|
| Street Address | 104 LOCKWOOD HILL RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 979 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 591602 |
104 Lockwood Hill Rd is owned and occupied by two individuals.
Source: Otsego County and Unadilla Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 LOCKWOOD HILL RD, MOUNT UPTON, NY 13809-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 104 Lockwood Hill Rd was $2,665, down 41.8% from the year before.
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,665.00 (-41.77%) | ||
| 2025 | $4,577.00 | $53,200 Land $5,900 Building $47,300 | $129,756 Land $14,390 Building $115,366 |
| 2023 | $54,200 Land $6,900 Building $47,300 | $115,319 Land $14,681 Building $100,638 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Lockwood Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Lockwood Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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