Madison County property record for 104 Lilac Dr, Berea, KY 40403
| Property Type | Duplex |
|---|---|
| Details | 1,482 sqft |
| Lot Size | 0.194 acres (8,472 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,169 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Jul 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0015-0028 |
| Primary APN | B006-0015-0028 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,482 sqft |
| Unfinished Basement | 1,482 sqft |
| Architectural Style | Duplex Single |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 8,472 sqft (0.194 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 238 sqft |
| Account Number | 60432 |
|---|---|
| Street Address | 104 LILAC DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1525 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | STANLEY POWELL SUB LOT 4 |
| Legal Subdivision | STANLEY POWELL |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Berea Downtown Commercial and Residential Historic District listed 2020 · 57 contributing resources · NRIS 100005909 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
104 Lilac Dr, a duplex, is owned by two individuals.
Source: Madison County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9395 HARRITT RD, 110, LAKESIDE, CA 92040-3530 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2025 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jul 11, 2024 | Deed, Transfer · Commercial Mortgage WHITAKER BANK INC |
| May 24, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 104 LILAC DR, BEREA, KY 40403-1525 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9395 HARRITT RD 110, 110, LAKESIDE, CA 92040-3530 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2355/150 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | M2355/150 |
| Instrument | 2014243247 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 13, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 11, 2024 |
| Property Address | 104 LILAC DR, BEREA, KY 40403-1525 |
| Document Number | 00D854/705 |
| Book / Page | D854 / 705 |
| Map Reference | MB 2 PG 72 |
| Instrument Date | Jul 5, 2024 |
| Instrument | 2014212419 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1227 PAINT LICK RD, PAINT LICK, KY 40461-9101 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9395 HARRITT RD SPC 110, 110, LAKESIDE, CA 92040-3530 |
| Investor | Possibly a Property Investor |
| Document Number | 2014212420 |
|---|---|
| Date | Jul 11, 2024 |
| Instrument | 2014212420 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 5, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 24, 2024 |
| Property Address | 104 LILAC DR, BEREA, KY 40403-1525 |
| Document Number | 00D852/632 |
| Book / Page | D852 / 632 |
| Map Reference | MB 2 PG 45 |
| Instrument Date | Jun 18, 1990 |
| Instrument | 2014205500 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
The 2025 property tax bill for 104 Lilac Dr was $2,169.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,169.00 | $182,000 | $182,000 |
| 2023 | $1,308.00 | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Lilac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 104 Lilac Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures