104 Lay Bridge Rd, Central, SC 29630 Property Records

Pickens County property record for 104 Lay Bridge Rd, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,782 sqft · built 2000
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on Record
Tax Bill	$735 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4067-20-82-8197`

Property Details

APN / Parcel Number

Primary APN	`4067-20-82-8197`
Alternative APN	`R0032057`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.09 acres)
Garage Type	Carport
Carport	Carport
Porch	Covered Porch
Porch Area	421 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R0032057
Old Parcel Number	4067 20 82 8197
Street Address	104 LAY BRIDGE RD
City	CENTRAL
State	SC
Zip	29630-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/SIDE LAY BRIDGE RD PLAT 409/14B
Legal Subdivision	THOMAS G TAPP & LAURA D T
Legal Tract	2
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1014
Census Tract	11103

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 LAY BRIDGE RD, CENTRAL, SC 29630-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Mar 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage COUNTYBANK
May 25, 2021	Deed of Trust, Mortgage · Line of Credit COUNTYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 28, 2009
Transfer Doc	0000014274
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	104 LAY BRIDGE RD, CENTRAL, SC 29630-8951
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003573
Date	Mar 19, 2018
Book Page	5321/117
Instrument	201803573

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	104 LAY BRIDGE RD, CENTRAL, SC 29630-8951
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004073
Date	Mar 28, 2018
Book Page	5324/321
Instrument	201804073

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	104 LAY BRIDGE RD, CENTRAL, SC 29630-8951
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005487
Date	Mar 23, 2021
Book Page	5865/65
Instrument	202105487

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	104 LAY BRIDGE RD, CENTRAL, SC 29630-8951
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010127
Date	May 25, 2021
Book Page	5913/295
Instrument	202110127

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00 (+5.6%)	$6,670 (+15%) Land $830 Building $5,840	$230,500 (+58.97%) Land $28,600 Building $201,900
2024	$696.00 (+1.46%)	$5,800 (-) Land $720 Building $5,080	$145,000 (-) Land $18,000 Building $127,000
2023	$686.00 (-1.86%)	$5,800 (-) Land $720 Building $5,080	$145,000 (-) Land $18,000 Building $127,000
2022	$699.00	$5,800 Land $720 Building $5,080	$145,000 Land $18,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY CENTRAL W/D #1 serves 3,283 people · EPA ID SC3920001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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