104 Lattice Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 104 Lattice Dr, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,679 sqft · built 2014
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jul 2021)
Tax Bill	$2,847 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jul 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44E2-1-59`

Property Details

APN / Parcel Number

Primary APN	`44E2-1-59`
Alternative APN	`8048316`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,679 sqft Living Area
Gross Area	4,551 sqft
1st Floor Area	1,235 sqft
Basement Area	1,235 sqft
Finished Basement	1,235 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2022
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Terrain	Rolling
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048316
Street Address	104 LATTICE DR
City	STEPHENSON
State	VA
Zip	22656-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L59 S2
Legal Subdivision	5
Legal Lot Number	59
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4030
Census Tract	50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 LATTICE DR, STEPHENSON, VA 22656-1889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOW VA RATES LLC
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 25, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 23, 2017	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	202112491
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 LATTICE DR, STEPHENSON, VA 22656-1889
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002315
Date	Feb 9, 2021
Instrument	210002315

Lender

Name	LOW VA RATES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 27, 2021
Property Address	104 LATTICE DR, STEPHENSON, VA 22656-1889
Document Number	0000012491
Instrument Date	Jul 16, 2021
Instrument	210012491
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LATTICE DR, STEPHENSON, VA 22656-1889

Mortgage

Document Number	0000012492
Date	Jul 27, 2021
Instrument	210012492

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 LATTICE DR, STEPHENSON, VA 22656-1889
Document Number	0000002121
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 LATTICE DR STEPHENSON VA 226561889, STEPHENSON, VA 22656-1889

Mortgage

Document Number	0000002121
Date	Feb 24, 2020
Instrument	2121

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 LATTICE DR, STEPHENSON, VA 22656-1889
Document Number	0000002733
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 LATTICE DR STEPHENSON VA 226561889, STEPHENSON, VA 22656-1889

Mortgage

Document Number	0000002733
Date	Mar 29, 2019
Instrument	2733

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	104 LATTICE DR, STEPHENSON, VA 22656-1889
Document Number	0000007660
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 LATTICE DR STEPHENSON VA 226561889, STEPHENSON, VA 22656-1889

Mortgage

Document Number	0000007660
Date	Jul 28, 2017
Instrument	7660

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 23, 2017
Property Address	104 LATTICE DR, STEPHENSON, VA 22656-1889
Document Number	0000005076
Instrument Date	May 22, 2017
Instrument	170005076
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LATTICE DR, STEPHENSON, VA 22656-1889

Mortgage

Document Number	0000005077
Date	May 23, 2017
Instrument	170005077

Lender

Name	SIERRA PACIFIC MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,847.00 (+10.43%)	$537,100 Land $93,000 Building $444,100	$537,100 Land $93,000 Building $444,100
2025	$2,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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