104 Kenneth Dr, Troy, IL 62294 Property Records

Madison County property record for 104 Kenneth Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 780 sqft · built 1986
Lot Size	0.298 acres (13,000 sqft)
Owner	Trust Name on File
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage Jan 2021 Reverse Mortgage + 1 more
APN	`09-2-22-10-05-102-030`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-05-102-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	780 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	104 KENNETH DR
City	TROY
State	IL
Zip	62294-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANAHANS 4TH ADD LOT 52 100X130
Legal Subdivision	LANAHANS FOURTH ADDN
Legal Lot Number	52
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1028
Census Tract	403531

Owner

104 Kenneth Dr is owner-occupied and held in a trust since February 2013.

Source: Madison County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	104 KENNETH DR, TROY, IL 62294-1715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage HUD
Jan 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 20, 2013
Transfer Doc	0000010310
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	104 KENNETH DR, TROY, IL 62294-1715
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000753
Date	Jan 6, 2021
Instrument	2021R00753

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Due	Aug 25, 2000

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2021
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	104 KENNETH DR, TROY, IL 62294-1715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000752
Date	Jan 6, 2021
Instrument	2021R00752

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Due	Aug 25, 2000

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2021
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	104 KENNETH DR, TROY, IL 62294-1715
Document Number	0000030712
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	104 KENNETH DR TROY IL 622941715, TROY, IL 62294-1715
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030712
Date	Sep 24, 2019
Instrument	30712

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 23, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Kenneth Dr was $3,023 with exemptions applied, down 1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 (-0.95%)	$88,230 Land $12,300 Building $75,930	$264,690 Land $36,900 Building $227,790
2024	$3,052.00
2022	$3,264.00	$68,780 Land $9,590 Building $59,190	$206,547 Land $28,799 Building $177,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 104 Kenneth Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Kenneth Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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