104 Kaghan Loop, Rio Communities (Belen), NM 87002 Property Records

Valencia County property record for 104 Kaghan Loop, Rio Communities, NM 87002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,469 sqft · built 2001
Lot Size	0.056 acres (2,469 sqft)
Owner	Individual Name on Record
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R189921`

Property Details

APN / Parcel Number

Primary APN	`R189921`
Alternative APN	`1 010 027 285 163 000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,469 sqft Living Area

Exterior

Year Built	Built 2001
Lot Area	2,469 sqft (0.056 acres)

Location & Zoning

Account Number	R189921
Street Address	104 KAGHAN LOOP
City	RIO COMMUNITIES
State	NM
Zip	87002-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD MISSION VIEJO SUBDIVISION LOT 6 BLOCK B
Legal Subdivision	MISSION VIEJO SUBDIVISION
Legal Block	B
Legal Lot Number	6 11
Jurisdiction	VALENCIA NM
Township / Civil Division	BELEN
Census Block Group	1
Census Block	1003
Census Tract	971000

Owner

Source: Valencia County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES CU
Aug 1, 2017	Deed of Trust, Mortgage SANDIA AREA FCU
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2006
Deed Sale	Oct 6, 2006
Prior Sale	Oct 6, 2006
Deed Document Number	0000019730
Last Transfer Date	Oct 3, 2011
Transfer Doc	0201110575
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	104 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5936
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5936

Mortgage

Document Number	0202401838
Date	Feb 26, 2024
Instrument	202401838

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SANTA FE, NM 87505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	104 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5936
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201707814
Date	Aug 1, 2017
Instrument	201707814

Lender

Name	SANDIA AREA FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87185

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jul 27, 2027

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	104 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5936
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201911486
Date	Nov 5, 2019
Instrument	201911486

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SANTA FE, NM 87505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

Source: Valencia County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Valencia County
Municipality	Rio Communities City
Unified School District	Belen Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+28.15%)	$55,772 (+6.09%) Land $7,722 Building $48,050	$167,317 (+6.09%) Land $23,166 Building $144,151
2023	$1,396.00	$52,571 Land $7,722 Building $44,849	$157,713 Land $23,166 Building $134,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO DEL ORO WATER SYSTEM private · serves 4,387 people · EPA ID NM3580232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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