104 Joyce St, Whitney, TX 76692 Property Records

Hill County property record for 104 Joyce St, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,330 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,200 (Aug 2019)
Tax Bill	$5,059 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19605-01100-00020-002000`

Property Details

APN / Parcel Number

Primary APN	`19605-01100-00020-002000`
Alternative APN	`376062`

Interior

Full Baths	2 Baths
Building Area	1,330 sqft Living Area
Gross Area	2,631 sqft
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	115 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19605-01100-00020-002000
Street Address	104 JOYCE ST
City	WHITNEY
State	TX
Zip	76692-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTLAKE ADDN BLK 2 LT 2
Legal Subdivision	EASTLAKE ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	HILL TX
Township / Civil Division	WHITNEY
Census Block Group	2
Census Block	2014
Census Tract	960501

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 HCR 2125, WHITNEY, TX 76692-5114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 30, 2022	Vendor's Lien, Transfer · Construction Mortgage FIRST SECURITY STATE BANK
Aug 19, 2019	Vendor's Lien, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC
Aug 23, 2017	Warranty Deed, Transfer MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Aug 23, 2017
Deed Document Number	2019106812
Deed Book / Page	2015 / 132
Prior Transfer Date	Aug 10, 2019
Prior Transfer Doc	002015/132
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	104 JOYCE ST, WHITNEY, TX 76692-2200
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	TITLE CLEARING & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002138/752
Date	Oct 8, 2021
Book Page	2138/752
Instrument	127388

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Aug 30, 2022
Property Address	104 JOYCE ST, WHITNEY, TX 76692-2200
Document Number	002213/688
Book / Page	2213 / 688
Map Reference	SL A-192
Instrument Date	Aug 30, 2022
Instrument	139946
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 JOY LN, 104, WHITNEY, TX 76692-5089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 11CR 2125, 2125, WHITNEY, TX 76692

Mortgage

Document Number	0000139947
Date	Aug 30, 2022
Instrument	139947

Lender

Name	FIRST SECURITY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 30, 2027
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Aug 19, 2019
Property Address	104 JOYCE ST, WHITNEY, TX 76692-2200
Document Number	002015/132
Book / Page	2015 / 132
Map Reference	SL A-192
Instrument Date	Aug 10, 2019
Instrument	00106812
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 JOYCE ST, WHITNEY, TX 76692-2200

Mortgage

Document Number	0000106813
Date	Aug 19, 2019
Instrument	00106813

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Aug 23, 2017
Property Address	104 JOYCE ST, WHITNEY, TX 76692-2200
Document Number	001920/115
Book / Page	1920 / 115
Map Reference	SLA-192
Instrument Date	Aug 23, 2017
Instrument	00090662
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 JOYCE ST, 104, WHITNEY, TX 76692-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 JOYCE ST, WHITNEY, TX 76692-2200

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Whitney Town
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,059.00 (+255.02%)	$245,180 (-7.81%) Land $15,030 Building $230,150	$245,180 (-7.81%) Land $15,030 Building $230,150
2025	$1,425.00 (+51.76%) Homeowner's exemption	$265,940 (+7.37%) Land $15,030 Building $250,910	$265,940 (+7.37%) Land $15,030 Building $250,910
2023		$247,690 Land $15,030 Building $232,660	$247,690 Land $15,030 Building $232,660
2022	$939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 60% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITNEY serves 2,237 people · EPA ID TX1090006
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 100
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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