104 Jones St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 104 Jones St, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,994 sqft · built 2003
Lot Size	0.334 acres (14,560 sqft)
Owner	2 Individual Names on File
Last Sale	$361,000 (Aug 2023)
Tax Bill	$5,054 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36.1057.000`

Property Details

APN / Parcel Number

Primary APN	`36.1057.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,994 sqft Heated Area
Gross Area	2,570 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	14,560 sqft (0.334 acres)
Lot Dimensions	130 ft deep x 112 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 JONES ST
City	SPRING VALLEY
State	MN
Zip	55975-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES SUBDIVISION LOT-004 BLOCK-002 LOT 4 BLK 2 JONES SUBDIVISION
Legal Subdivision	JONES SUBDIVISION
Legal Block	2
Legal Lot Number	4
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	4
Census Block	4035
Census Tract	960300

Owner

104 Jones St is owned and occupied by two individuals who bought it in August 2023.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 JONES ST, SPRING VALLEY, MN 55975-1033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Jun 5, 2023	Warranty Deed, Transfer
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	May 31, 2023 · Amount on File
Deed Document Number	20231584048
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Apr 24, 2026
Property Address	104 JONES ST, SPRING VALLEY, MN 55975-1033
Document Number	0000454481
Instrument Date	Apr 2, 2026
Instrument	2026454481
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 JONES ST, SPRING VALLEY, MN 55975-1033

Mortgage

Document Number	0000454481,
Date	Apr 24, 2026
Instrument	2026454481

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Oct 1, 2053

Interest

Rate	6%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Sep 27, 2023
Property Address	104 JONES ST, SPRING VALLEY, MN 55975-1033
Document Number	0000443977
Instrument Date	Aug 2, 2023
Instrument	443977
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 JONES ST, SPRING VALLEY, MN 55975-1033

Mortgage

Document Number	0000443978
Date	Sep 27, 2023
Instrument	443978

Lender

Name	HOME FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 5, 2023
Property Address	104 JONES ST, SPRING VALLEY, MN 55975-1033
Document Number	0000442681
Instrument Date	May 31, 2023
Instrument	442681
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12354 COUNTY 8, SPRING VALLEY, MN 55975-4527

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	104 JONES ST, SPRING VALLEY, MN 55975-1033
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441239
Date	Jan 17, 2023
Instrument	441239

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 104 Jones St was $5,054 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,054.00 Homeowner's exemption	$421,800 (+21.91%) Land $33,300 Building $388,500	$421,800 (+21.91%) Land $33,300 Building $388,500
2025		$346,000 Land $33,300 Building $312,700	$346,000 Land $33,300 Building $312,700
2023		$353,300 (+18.56%) Land $33,300 Building $320,000	$353,300 (+18.56%) Land $33,300 Building $320,000
2022		$298,000 Land $33,300 Building $264,700	$298,000 Land $33,300 Building $264,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Jones St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 104 Jones St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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