Middlesex County and Perth Amboy City property record for 104 Jefferson St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,606 sqft · built 2001 |
| Lot Size | 0.028 acres (1,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2015) |
| Tax Bill | $5,882 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00127-0000-00004-06 |
| Primary APN | 16-00127-0000-00004-06 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 1,606 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,202 sqft (0.028 acres) |
| Lot Dimensions | 66 ft deep x 18 ft wide |
| Old Parcel Number | 160012700000000405 |
|---|---|
| Street Address | 104 JEFFERSON ST |
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | 18X66.75 |
| Legal Subdivision | CATHEDRAL VILLAGE |
| Legal Block | 127 |
| Legal Lot Number | 4.6 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4900 |
104 Jefferson St is owned and occupied by two individuals who acquired it in January 2023.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 JEFFERSON ST, PERTH AMBOY, NJ 08861-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL JERSEY FEDERAL CU |
| Jan 23, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage VAST BANK NA |
| Jan 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL JERSEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on File |
| Deed Sale | Jul 27, 2015 · Amount on File |
| Prior Sale | Aug 10, 2002 · Amount on File |
| Deed Document Number | 2015221 |
| Deed Book / Page | 6712 / 6 |
| Last Transfer Date | Jan 11, 2023 |
| Transfer Doc | 0000004573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 104 JEFFERSON ST, PERTH AMBOY, NJ 08861-4155 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000012127 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 19159/18 |
| Instrument | 2023012127 |
| Name | CENTRAL JERSEY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Feb 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 23, 2023 |
| Property Address | 104 JEFFERSON ST, PERTH AMBOY, NJ 08861-4155 |
| Document Number | 0000004573 |
| Book / Page | 19134 / 1496 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023004573 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 JEFFERSON ST, PERTH AMBOY, NJ 08861-4155 |
| Name | Verified Name |
|---|---|
| Address | 104 JEFFERSON ST, PERTH AMBOY, NJ 08861-4155 |
| Document Number | 0000004574 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023004574 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 104 JEFFERSON ST, PERTH AMBOY, NJ 08861-4155 |
| Document Number | 0000006682 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Address | 104 JEFFERSON ST PERTH AMBOY NJ 088614155, PERTH AMBOY, NJ 08861-4155 |
| Document Number | 0000006682 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 017408/001563 |
| Instrument | 6682 |
| Name | CENTRAL JERSEY FCU |
|---|---|
| Type | Credit Union |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 27, 2039 |
The 2025 property tax bill for 104 Jefferson St was $5,882, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,100 (-) Land $70,600 Building $114,500 | $185,100 (-) Land $70,600 Building $114,500 | |
| 2025 | $5,882.00 (+5.34%) | $185,100 Land $70,600 Building $114,500 | $185,100 Land $70,600 Building $114,500 |
| 2024 | $5,584.00 | ||
| 2023 | $164,800 Land $50,300 Building $114,500 | $164,800 Land $50,300 Building $114,500 | |
| 2022 | $4,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Jefferson St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1984–2015) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | May 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 104 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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