104 Jefferson St, Morganton, NC 28655 Property Records

Burke County property record for 104 Jefferson St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,302 sqft · built 1941
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2024)
Tax Bill	$1,649 (2026)
Deeds & Mortgages	Dec 2021 Sale Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2703180354`

Property Details

APN / Parcel Number

Primary APN	`2703180354`
Alternative APN	`5065`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,108 sqft
Finished Basement	188 sqft
Unfinished Basement	920 sqft
Flooring	Wood

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Stone
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	49 sqft
Deck Area	226 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 JEFFERSON ST
City	MORGANTON
State	NC
Zip	28655-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	104 JEFFERSON ST MORGANTON, NC 28655
Legal Subdivision	AVERY SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1018
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Green Street-Bouchelle Street Historic District listed 1987 · 37 contributing resources · NRIS 87001926

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 Jefferson St is owned and occupied by two individuals who bought it in May 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 JEFFERSON ST, MORGANTON, NC 28655-3211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	202424004677
Deed Book / Page	2746 / 753
Prior Transfer Date	Feb 20, 2015
Prior Transfer Doc	0021740551
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 17, 2021
Property Address	104 JEFFERSON ST, MORGANTON, NC 28655-3211
Document Number	0025920002
Book / Page	2592 / 2
Instrument Date	Dec 17, 2021
Instrument	2021015144
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 LANDINGS WAY, 50, OLDSMAR, FL 34677-4207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 JEFFERSON ST, MORGANTON, NC 28655-3211

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 6, 2017
Property Address	104 JEFFERSON ST, MORGANTON, NC 28655-3211
Document Number	0022730698
Book / Page	2273 / 0698
Map Reference	MB1 PG90
Instrument Date	Jan 4, 2017
Instrument	2017000160
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	2017000161
Date	Jan 6, 2017
Instrument	2017000161

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 104 Jefferson St was $1,649, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,649.00 (+0.3%)	$278,821 (-) Land $50,400 Building $228,421	$278,821 (-) Land $50,400 Building $228,421
2025	$1,644.00	$278,821 Land $50,400 Building $228,421	$278,821 Land $50,400 Building $228,421
2023	$1,340.00	$223,628 Land $50,400 Building $173,228	$223,628 Land $50,400 Building $173,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Jefferson St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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