104 J McHugh Dr, Lockhart, TX 78644 Property Records

Caldwell County property record for 104 J McHugh Dr, Lockhart, TX 78644

Property Summary

Property Type	Rural Home
Details	1,320 sqft · built 1997
Lot Size	8 acres (348,480 sqft)
Owner	2 Company Names on File
Last Sale	$111,600 (Jan 2019)
Tax Bill	$5,759 (2026)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200235-200-100-00`

Property Details

APN / Parcel Number

Primary APN	`0200235-200-100-00`
Alternative APNs	`R40475` `40475`

Interior

Stories	1 Story
Building Area	1,320 sqft Total Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Lot Area	348,480 sqft (8 acres)
Porch	Slab
Shed	1 Shed
Shed Area	1,936 sqft

Location & Zoning

Account Number	40475
Street Address	104 J MCHUGH DR
City	LOCKHART
State	TX
Zip	78644-4924
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A235 PERSON, EDMUND H., ACRES 8.0, LOT 10 SPRING CREEK U/R SUB LOT 10 SPRING CREEK U/R SUB
Legal Subdivision	PERSON, EDMUND H.
Legal Lot Number	10
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3021
Census Tract	960102

Owner

104 J McHugh Dr, a rural home, is owned by a company that bought it in January 2019 and is owner-occupied.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	4725 OLD COLONY LINE RD, LOCKHART, TX 78644-4297
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Sep 29, 2015 · Amount on File
Deed Document Number	2019370
Prior Transfer Date	Jan 24, 2019
Prior Transfer Doc	2019000370
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	104 J MCHUGH DR, LOCKHART, TX 78644-4924
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007672
Date	Oct 19, 2021
Instrument	2021-007672

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 104 J McHugh Dr was $5,759 with exemptions applied.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,759.00	$381,570 (-6.12%) Land $213,340 Building $168,230	$381,570 (-6.12%) Land $213,340 Building $168,230
2025		$406,450 Land $260,930 Building $145,520	$406,450 Land $260,930 Building $145,520
2023		$409,280 Land $272,420 Building $136,860	$409,280 Land $272,420 Building $136,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 J McHugh Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 J McHugh Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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