Monongalia County property record for 104 Iris Ln, Morgantown, WV 26501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,698 sqft · built 2014 |
| Lot Size | 0.634 acres (27,617 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Aug 2020) |
| Tax Bill | $3,611 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-8H-0007.0000 |
| Primary APN | 03-8H-0007.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,698 sqft Living Area |
| 1st Floor Area | 3,601 sqft |
| Basement Area | 1,270 sqft |
| Finished Basement | 1,270 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 27,617 sqft (0.634 acres) |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 104 IRIS LN |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26501-2290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 OR .634 AC MOUNTAINEER GARDENS SUB 104 IRIS LANE |
| Legal Subdivision | MOUNTAINEER GARDENS SUB |
| Legal Lot Number | 25 |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11500 |
104 Iris Ln is owned and occupied by an individual who bought it in August 2020.
Source: Monongalia County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 IRIS LN, MORGANTOWN, WV 26501-2290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2018 | Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK |
| Aug 14, 2020 | Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on File |
| Deed Sale | Aug 14, 2020 · Amount on File |
| Prior Sale | Aug 28, 2015 · Amount on File |
| Deed Document Number | 2020798695 |
| Deed Book / Page | 1710 / 569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 104 IRIS LN, MORGANTOWN, WV 26501-2290 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000729923 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 2248/711 |
| Instrument | 729923 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Aug 14, 2020 |
| Property Address | 104 IRIS LN, MORGANTOWN, WV 26501-2290 |
| Document Number | 0000798695 |
| Book / Page | 1710 / 569 |
| Map Reference | CAB D EVN 25B |
| Instrument Date | Aug 10, 2020 |
| Instrument | 798695 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,046.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000798696 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 798696 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 104 Iris Ln was $3,611, down 0.1% from the year before.
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,611.00 (-0.08%) | $338,280 (-) Land $48,240 Building $290,040 | $563,800 (-) Land $80,400 Building $483,400 |
| 2025 | $3,614.00 | $338,280 Land $48,240 Building $290,040 | $563,800 Land $80,400 Building $483,400 |
| 2023 | $3,194.00 (+11.29%) | $298,680 (+6.62%) Land $48,240 Building $250,440 | $497,800 (+6.62%) Land $80,400 Building $417,400 |
| 2022 | $2,870.00 | $280,140 Land $48,240 Building $231,900 | $466,900 Land $80,400 Building $386,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Iris Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Iris Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLEASANT VALLEY PSD serves 2,231 people · EPA ID WV3303112 |
|---|---|
| Water Source | Purchased surface water from MORGANTOWN UTILITY BOARD |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jul 2019 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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