Monmouth County and Neptune Township property record for 104 Iris Dr, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,828 sqft · built 1962 |
| Lot Size | 0.443 acres (19,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $426,000 (Nov 2022) |
| Tax Bill | $10,587 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02603-0000-00035 |
| Primary APN | 35-02603-0000-00035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Upper Floors Area | 1,212 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,301 sqft (0.443 acres) |
| Lot Dimensions | 193 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00097056 |
|---|---|
| Street Address | 104 IRIS DR |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | SUMMERFIELD MANOR SEC 2 |
| Legal Block | 2603 |
| Legal Lot Number | 35 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 807800 |
104 Iris Dr is owned and occupied by two individuals who bought it in November 2022.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 IRIS DR, NEPTUNE, NJ 07753-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 4, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 20, 2019 | Deed of Trust, Mortgage OCEANFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on File |
| Deed Sale | Nov 4, 2022 · Amount on File |
| Deed Document Number | 2022109454 |
| Deed Book / Page | 9623 / 408 |
| Prior Transfer Date | Sep 11, 2014 |
| Prior Transfer Doc | 0090832500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 104 IRIS DR, NEPTUNE, NJ 07753-3611 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | UNKNOWN, CATIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 104 IRIS DR, NEPTUNE, NJ 07753-3611 |
| Document Number | 0097698189 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 9769/8189 |
| Instrument | 2025098667 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 4, 2022 |
| Property Address | 104 IRIS DR, NEPTUNE, NJ 07753-3611 |
| Document Number | 0096230408 |
| Book / Page | 9623 / 408 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022109454 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,464.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 HEMLOCK DR, HANOVER, PA 17331-9423 |
| Name | Verified Name |
|---|---|
| Address | 104 IRIS DR, NEPTUNE, NJ 07753-3611 |
| Document Number | 2022109455 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022109455 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 104 IRIS DR, NEPTUNE, NJ 07753-3611 |
| Document Number | 0000090853 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 IRIS DR JACKSON NJ 085272007, JACKSON, NJ 08527-2007 |
| Document Number | 0000090853 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 009371/000783 |
| Instrument | 90853 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 104 Iris Dr was $10,587, up 25.1% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,100 (-3.35%) Land $340,000 Building $216,100 | $556,100 (-3.35%) Land $340,000 Building $216,100 | |
| 2025 | $10,587.00 (+25.05%) | $575,400 Land $311,600 Building $263,800 | $575,400 Land $311,600 Building $263,800 |
| 2024 | $8,466.00 | ||
| 2023 | $390,300 Land $197,500 Building $192,800 | $390,300 Land $197,500 Building $192,800 | |
| 2022 | $6,528.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Iris Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Iris Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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