104 Intervale Rd, Mountain Lakes, NJ 07046 Property Records

Morris County and Mountain Lakes Borough property record for 104 Intervale Rd, Mountain Lakes, NJ 07046

Property Summary

Property Type	Single Family Home
Details	4,075 sqft · built 1850
Lot Size	0.546 acres (23,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,695 (Jul 2016)
Tax Bill	$23,328 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 2 more
APN	`25-00129-03-00012`

Property Details

APN / Parcel Number

Primary APN	`25-00129-03-00012`
Alternative APNs	`2500129000300012` `2060000`

Interior

Stories	2 Stories
Building Area	4,075 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Construction Type	Frame
Lot Area	23,784 sqft (0.546 acres)
Lot Dimensions	145 ft deep x 164 ft wide

Location & Zoning

Account Number	2060000
Street Address	104 INTERVALE RD
City	MOUNTAIN LAKES
State	NJ
Zip	07046-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	ADDITIONAL LOTS: SUBDIV 12, 15-19
Legal Subdivision	BULL FARM ESTATES
Legal Block	129.3
Legal Lot Number	12
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNTAIN LAKES
Census Block Group	2
Census Block	2025
Census Tract	41200

Owner

Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 INTERVALE RD, MOUNTAIN LAKES, NJ 07046-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 11, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2016 · Amount on Record
Deed Sale	Jul 25, 2016 · Amount on Record
Prior Sale	Oct 5, 2000 · Amount on Record
Deed Document Number	201644454
Deed Book / Page	22950 / 1298
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	104 INTERVALE RD, MOUNTAIN LAKES, NJ 07046-1414
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 INTERVALE RD, MOUNTAIN LAKES, NJ 07046-1414

Mortgage

Document Number	0250531596
Date	Feb 3, 2026
Book Page	25053/1596
Instrument	2026004611

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	104 INTERVALE RD, MOUNTAIN LAKES, NJ 07046-1414
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240840421
Date	Mar 29, 2021
Book Page	24084/421
Instrument	2021031874

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	104 INTERVALE RD, MOUNTAIN LAKES, NJ 07046-1414
Document Number	0235471717
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	104 INTERVALE RD MOUNTAIN LAKES NJ 070461414, MOUNTAIN LAKES, NJ 07046-1414

Mortgage

Document Number	0235471717
Date	Jun 5, 2019
Book Page	023547/001717
Instrument	27826

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2039

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	104 INTERVALE RD, MOUNTAIN LAKES, NJ 07046-1414
Document Number	0234660511
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 INTERVALE RD MOUNTAIN LAKES NJ 070461414, MOUNTAIN LAKES, NJ 07046-1414

Mortgage

Document Number	0234660511
Date	Dec 18, 2018
Book Page	023466/000511
Instrument	70051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mountain Lakes Borough
Unified School District	Mountain Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,150,600 (+8.76%) Land $466,900 Building $683,700	$1,150,600 (+8.76%) Land $466,900 Building $683,700
2025		$1,057,900 (+15.78%) Land $442,900 Building $615,000	$1,057,900 (+15.78%) Land $442,900 Building $615,000
2024	$23,328.00 (+3.94%)
2023		$913,700 Land $376,800 Building $536,900	$913,700 Land $376,800 Building $536,900
2022	$22,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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