Cheshire County and Keene City property record for 104 Howard St, Keene, NH 03431
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,606 sqft · built 1890 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,510 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | KEEN M:549 L:52 |
| Primary APN | KEEN M:549 L:52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 2,741 sqft |
| 1st Floor Area | 881 sqft |
| Basement Area | 732 sqft |
| Unfinished Basement | 732 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 549052000000000 |
|---|---|
| Street Address | 104 HOWARD ST |
| City | KEENE |
| State | NH |
| Zip | 03431-2919 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MD |
| Legal Lot Number | 52 |
| Jurisdiction | KEENE CITY NH |
| Township / Civil Division | KEENE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 971300 |
104 Howard St, a duplex, is owned and occupied by two individuals who acquired it in November 2020.
Source: Cheshire County and Keene City records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 HOWARD ST, KEENE, NH 03431-2919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2020 |
| Transfer Doc | 0000010775 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 104 Howard St was $6,510, up 3.9% from the year before.
Source: Cheshire County and Keene City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| Municipality | Keene City |
| Unified School District | Keene School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,510.00 (+3.94%) | $189,400 (-) Land $42,800 Building $146,600 |
| 2024 | $6,263.00 (+3.69%) | $189,400 (-) Land $42,800 Building $146,600 |
| 2023 | $6,040.00 (+2.77%) | $189,400 (-) Land $42,800 Building $146,600 |
| 2022 | $5,877.00 | $189,400 Land $42,800 Building $146,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 104 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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