104 Howard St, Georgetown, MN 56546 Property Records

Clay County property record for 104 Howard St, Georgetown, MN 56546 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2003
Lot Size0.32 acres (14,001 sqft)
OwnerIndividual Name on File
Tax Bill$1,294 (2026)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN54.500.0065

Property Details

APN / Parcel Number

Primary APN54.500.0065

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area14,001 sqft (0.32 acres)

Location & Zoning

Street Address104 HOWARD ST
CityGEORGETOWN
StateMN
Zip56546-4618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME ORIGINAL GEORGETOWN LOT 017 BLOCK 007 SUBDIVISIONCD 54500 LOTS 17-20 BKL 7
Legal Range48
Legal Township142
Legal Section29
Legal SubdivisionORIGINAL GEORGETOWN
Legal Block7
Legal Lot Number17
JurisdictionCLAY MN
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1152
Census Tract30107

Owner

Source: Clay County records · APN 54.500.0065

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address104 HOWARD ST, GEORGETOWN, MN 56546-4618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED SAVINGS CU
Jul 07, 2022Quit Claim Deed, Transfer
Quitclaim
Jun 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED SVCS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address104 HOWARD ST, GEORGETOWN, MN 56546-4618
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000830100
DateJul 07, 2022
Instrument830100
Lender
NameUNITED SAVINGS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 06, 2032
Interest
Rate TypeFixed Rate

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MN
Recording DateJul 07, 2022
Property Address104 HOWARD ST, GEORGETOWN, MN 56546-4618
Document Number0000830080
Instrument DateJul 07, 2022
Instrument830080
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 HOWARD ST, GEORGETOWN, MN 56546-4618

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address104 HOWARD ST, GEORGETOWN, MN 56546-4618
Document Number0000780791
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedJul 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 HOWARD ST GEORGETOWN MN 565464618, GEORGETOWN, MN 56546-4618

Mortgage

Document Number0000780791
DateJun 20, 2018
Instrument780791
Lender
NameUNITED SVCS CU
TypeCredit Union
AddressFARGO, ND 58102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 19, 2028

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityGeorgetown City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,294.00 (+37.95%)
2025$111,400 (+35.03%) Land $6,500 Building $104,900$111,400 (+35.03%) Land $6,500 Building $104,900
2023$938.00 Homeowner's exemption$82,500 Land $6,500 Building $76,000$82,500 Land $6,500 Building $76,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Howard St

Nearby Streets

Search Property Records by Address or Parcel Number