104 Howard St, Byron, GA 31008 Property Records

Peach County property record for 104 Howard St, Byron, GA 31008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,113 sqft · built 1910
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Mar 2026)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2023 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B01D 110`

Property Details

APN / Parcel Number

Primary APN	`B01D 110`
Alternative APN	`447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,113 sqft Heated Area
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	113,256 sqft (2.6 acres)
Lot Dimensions	440 ft deep x 172 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Canopy	120 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	447
Street Address	104 HOWARD ST
City	BYRON
State	GA
Zip	31008-7162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	104 HOWARD STREET
Legal Subdivision	BYRON 310
Jurisdiction	PEACH GA
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2022
Census Tract	40104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Byron Historic District listed 1995 · 58 contributing resources · NRIS 95000739

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Peach County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 HOWARD ST, BYRON, GA 31008-7162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ
Jun 8, 2023	Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK
Dec 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 1, 2009	Deed of Trust, Mortgage · FHA Mortgage ADVANCED FINANCIAL SERVICES INC
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ROBINS FINANCIAL CREDIT UNION
Jul 31, 2023	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES
Aug 21, 2015	Warranty Deed, Transfer · Conventional Mortgage SHELTER LENDING SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Book / Page	764 / 310
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	104 HOWARD ST, BYRON, GA 31008-7162
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HOWARD ST, BYRON, GA 31008-7162

Mortgage

Document Number	0000000621/0000000800
Date	May 22, 2020
Book Page	0000000621/0000000800

Lender

Name	NEWREZ

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	104 HOWARD ST, BYRON, GA 31008-7162
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HOWARD ST, BYRON, GA 31008-7162

Mortgage

Document Number	0000000702/0000000079
Date	Jun 8, 2023
Book Page	0000000702/0000000079

Lender

Name	SYNOVUS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	104 HOWARD ST, BYRON, GA 31008-7162
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000415/197
Date	Dec 2, 2008
Book Page	415/197

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2028

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEACH GA
Property Address	104 HOWARD ST, BYRON, GA 31008-7162
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000423/258
Date	May 1, 2009
Book Page	423/258

Lender

Name	ADVANCED FINANCIAL SERVICES INC
Type	Subprime Lender
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Mar 30, 2026
Property Address	104 HOWARD ST, BYRON, GA 31008-7162
Document Number	000764/310
Book / Page	764 / 310
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HOWARD ST, BYRON, GA 31008-7162

Mortgage

Document Number	0000764313
Date	Mar 30, 2026
Instrument	764/313

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Jul 31, 2023
Property Address	104 HOWARD ST, BYRON, GA 31008-7162
Document Number	000705/191
Book / Page	705 / 191
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HOWARD ST, BYRON, GA 31008-7162

Mortgage

Document Number	0000705193
Date	Jul 31, 2023
Instrument	705/193

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Aug 21, 2015
Property Address	104 HOWARD ST, BYRON, GA 31008-7162
Document Number	000533/204
Book / Page	533 / 204
Instrument Date	Aug 21, 2015
Instrument	2015-000644
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HOWARD ST, BYRON, GA 31008-7162

Mortgage

Document Number	000533/206
Date	Aug 24, 2015
Book Page	533/206

Lender

Name	SHELTER LENDING SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Peach County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Byron City
County	Peach County
Unified School District	Peach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+79.08%)	$91,280 (+85.98%) Land $10,280 Building $81,000	$228,200 (+85.98%) Land $25,700 Building $202,500
2023		$49,080 (+11.44%) Land $8,120 Building $40,960	$122,700 (+11.44%) Land $20,300 Building $102,400
2022	$1,778.00 Homeowner's exemption	$44,040 Land $8,120 Building $35,920	$110,100 Land $20,300 Building $89,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 9,653 people · EPA ID GA2250000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Conexon Connect.

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