104 Houston St, Borger, TX 79007 Property Records

Hutchinson County property record for 104 Houston St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,009 sqft · built 2017
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$100,900 (Apr 2021)
Tax Bill	$3,481 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
APN	`02440-00009-01900-000000`

Property Details

APN / Parcel Number

Primary APN	`02440-00009-01900-000000`
Alternative APN	`13737`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,691 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	104 ft deep x 62 ft wide
Garage Area	460 sqft
Porch	Porch
Porch Area	72 sqft

Location & Zoning

Account Number	02440-00009-01900-000000
Street Address	104 HOUSTON ST
City	BORGER
State	TX
Zip	79007-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 BLK 9 UNIVERSITY HTS
Legal Subdivision	UNIVERSITY HEIGHTS ADDITION
Legal Block	9
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	5
Census Block	5011
Census Tract	950900

Owner

104 Houston St is owned and occupied by an individual who bought it in April 2021.

Source: Hutchinson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 HOUSTON ST, BORGER, TX 79007-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Aug 17, 2011 · Amount on File
Deed Document Number	2021377500
Deed Book / Page	2207 / 23
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	2207/23
Record Updated	Oct 29, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Apr 6, 2021
Property Address	104 HOUSTON ST, BORGER, TX 79007-6420
Document Number	2207/23
Book / Page	2207 / 23
Map Reference	VOL 2 PG 13
Instrument Date	Apr 5, 2021
Instrument	377500
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HOUSTON ST, BORGER, TX 79007-6420

Mortgage

Document Number	377501
Date	Apr 6, 2021
Instrument	377501

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.12%
Index	Other
Margin	3
Max Rate	7.12%

Tax Assessment & Valuation

The 2026 property tax bill for 104 Houston St was $3,481 with a homeowner's exemption, up 132.4% from the year before.

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,481.00 (+132.38%) Homeowner's exemption	$141,900 (-13.63%)	$164,300 (-) Land $6,200 Building $158,100
2025	$1,498.00 Homeowner's exemption	$164,300 Land $6,200 Building $158,100	$164,300 Land $6,200 Building $158,100
2023		$150,880 Land $6,200 Building $144,680	$150,880 Land $6,200 Building $144,680
2022	$1,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 104 Houston St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Houston St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 60% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Pathwayz Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20