104 Holmes St, Dover, DE 19901 Property Records

Kent County property record for 104 Holmes St, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,807 sqft · built 1991
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Sep 2015)
Tax Bill	$70 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.11-03-35.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.11-03-35.00-000`
Alternative APNs	`ED05077.110335.00/000` `11705`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,807 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	127 ft deep x 66 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11705
Street Address	104 HOLMES ST
City	DOVER
State	DE
Zip	19901-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	STONEY CREEK, LOT #35 104 HOLMES STREET
Legal Subdivision	STONEY CREEK
Legal Lot Number	35
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2004
Census Tract	41000

Owner

Source: Kent County records · APN 2-05-077.11-03-35.00-000

Assessment roll updated September 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 HOLMES ST, DOVER, DE 19901-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2015 · Amount on Record
Deed Sale	Sep 29, 2015 · Amount on Record
Prior Sale	Jan 09, 2015 · Amount on Record
Deed Document Number	2015283052
Deed Book / Page	7803 / 288
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Jun 26, 2026
Property Address	104 HOLMES ST, DOVER, DE 19901-8417
Document Number	0000538840
Book / Page	14274 / 74
Instrument Date	Jun 19, 2026
Instrument	2026538840
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	104 HOLMES ST, DOVER, DE 19901-8417

Mortgage

Document Number	0000538840,
Date	Jun 26, 2026
Book Page	14274/74
Instrument	2026538840

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$70.00 (+4.48%)	$245,700 (+478.12%) Land $62,600 Building $183,100
2023	$67.00	$42,500 Land $4,700 Building $37,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 351 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.