104 Holly Rd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 104 Holly Rd, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,092 sqft · built 1974
Lot Size	0.697 acres (30,361 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2018)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6365.17.12.1196000`

Property Details

APN / Parcel Number

Primary APN	`6365.17.12.1196000`
Alternative APNs	`381907` `38072`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,092 sqft Heated Area
Gross Area	2,652 sqft
1st Floor Area	2,092 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,361 sqft (0.697 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Porch	Slab
Porch Area	280 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	38072
Street Address	104 HOLLY RD
City	ATLANTIC BEACH
State	NC
Zip	28512-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 5 BJ PINE KNOLL SHORES
Legal Subdivision	PINE KNOLL SHORES EXTENSION
Legal Block	12
Legal Lot Number	4-5
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2032
Census Tract	971003

Owner

104 Holly Rd is owned and occupied by an individual who bought it in December 2018.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	104 HOLLY RD, ATLANTIC BEACH, NC 28512-6718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage NASA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Deed Document Number	20181624477
Deed Book / Page	1624 / 477
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	104 HOLLY RD, PINE KNOLL SHORES, NC 28512-6718
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017450336
Date	Nov 8, 2021
Book Page	1745/336
Instrument	1745336

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	104 HOLLY RD, PINE KNOLL SHORES, NC 28512-6718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016600276
Date	Jan 17, 2020
Book Page	1660/276
Instrument	1660276

Lender

Name	FIRST BANK
Type	Bank
Address	MOREHEAD CITY, NC 28557

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 4, 2018
Property Address	104 HOLLY RD, PINE KNOLL SHORES, NC 28512-6718
Document Number	0016240477
Book / Page	1624 / 477
Map Reference	MB07 PG18
Instrument Date	Nov 26, 2018
Instrument	1624477
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 COUNTRY CLUB RD # RD116, 4600, MOREHEAD CITY, NC 28557-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HOLLY RD, ATLANTIC BEACH, NC 28512-6718

Mortgage

Document Number	1624478
Date	Dec 4, 2018
Instrument	1624478

Lender

Name	NASA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 104 Holly Rd was $1,314.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Pine Knoll Shores Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,496 (-) Land $281,405 Building $259,091	$540,496 (-) Land $281,405 Building $259,091
2025	$1,314.00	$540,496 Land $281,405 Building $259,091	$540,496 Land $281,405 Building $259,091
2023		$252,057 Land $133,980 Building $118,077	$252,057 Land $133,980 Building $118,077
2022	$846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Holly Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,290 units insured incl. 829 condo units
Nearby Flood Claims	52 (1999–2024)
Claims Outside the SFHA	16 of 52
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Dorian, Sep 2019 · 4 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Holly Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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