McHenry County property record for 104 Hilltop Ave, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 855 sqft · built 2017 |
| Lot Size | 0.205 acres (8,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,500 (Jun 2020) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-05-428-012 |
| Primary APN | 10-05-428-012 |
|---|
| Building Area | 855 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,971 sqft |
| Garage Area | 1,425 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Street Address | 104 HILLTOP AVE |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0023180 LT 5 BLK 11 PISTAKEE HIGHLANDS UNIT 4 MEMO: WILHELM, RICHARD JOHN/PATRICIA MARGARET |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 05 |
| Legal Subdivision | PISTAKEE HLNDS #4 |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 870704 |
104 Hilltop Ave is owned and occupied by an individual who bought it in June 2020.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 104 HILLTOP AVE, MCHENRY, IL 60050-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jul 12, 2018 | Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | Oct 21, 2014 · Amount on File |
| Deed Document Number | 2020R0023180 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 25, 2020 |
| Property Address | 104 HILLTOP AVE, MCHENRY, IL 60050-7741 |
| Document Number | 0000023180 |
| Map Reference | DOC312063 MB12 PG85 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 2020R0023180 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 HILLTOP AVE, MCHENRY, IL 60050-7741 |
| Document Number | 0000023181 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020R0023181 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 104 HILLTOP AVE, MCHENRY, IL 60050-7741 |
| Document Number | 0000023488 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Title Company | HERITAGE TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 104 HILLTOP AVE MCHENRY IL 600507741, MCHENRY, IL 60050-7741 |
| Document Number | 0000023488 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 23488 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $23,247 Land $8,395 Building $14,852 | $69,741 Land $25,185 Building $44,556 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 104 Hilltop Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 41 (1979–2026) |
| Claims Outside the SFHA | 2 of 41 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 104 Hilltop Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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