104 Hill St, Morganton, NC 28655 Property Records

Burke County property record for 104 Hill St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1929
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Nov 2023)
Tax Bill	$1,091 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2724810314`

Property Details

APN / Parcel Number

Primary APN	`2724810314`
Alternative APN	`12946`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	72 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 HILL ST
City	MORGANTON
State	NC
Zip	28655-6895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	104 HILL ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1047
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 HILL ST, MORGANTON, NC 28655-6895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	2023874
Deed Book / Page	2717 / 455
Prior Transfer Date	Jul 20, 2010
Prior Transfer Doc	0019130824
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 21, 2023
Property Address	104 HILL ST, MORGANTON, NC 28655
Document Number	0027170455
Book / Page	2717 / 455
Instrument Date	Nov 13, 2023
Instrument	2023010874
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HILL ST, MORGANTON, NC 28655

Mortgage

Document Number	2023010875
Date	Nov 21, 2023
Instrument	2023010875

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 30, 2020
Property Address	104 HILL ST, MORGANTON, NC 28655
Document Number	0024730424
Book / Page	2473 / 424
Instrument Date	Jun 30, 2020
Instrument	2017041871
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 775, DREXEL, NC 28619-0775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HILL ST, MORGANTON, NC 28655

Mortgage

Document Number	2017041872
Date	Jun 30, 2020
Instrument	2017041872

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,091.00 (+4.5%)	$104,681 (-) Land $11,586 Building $93,095	$104,681 (-) Land $11,586 Building $93,095
2025	$1,044.00 (+185.25%)	$104,681 (+110.52%) Land $11,586 Building $93,095	$104,681 (+110.52%) Land $11,586 Building $93,095
2023	$366.00	$49,726 Land $11,586 Building $38,140	$49,726 Land $11,586 Building $38,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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