104 Henry Sewall Way, Stuart, FL 34996 Property Records

Martin County property record for 104 Henry Sewall Way, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,756 sqft · built 2004
Lot Size	0.598 acres (26,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,795,000 (Apr 2024)
Tax Bill	$28,747 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-38-41-013-000-0010.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-013-000-0010.0-0-0000`
Alternative APNs	`13-38-41-013-000-00100-0` `119114`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,756 sqft Living Area
Gross Area	6,596 sqft
1st Floor Area	3,472 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	26,049 sqft (0.598 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	1,181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	119114
Street Address	104 HENRY SEWALL WAY
City	STUART
State	FL
Zip	34996-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 SEWALLS MEADOW (PB 14 PG 32)
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	SEWALLS MEADOW
Legal Block	1
Legal Lot Number	10
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1022
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 HENRY SEWALL WAY, STUART, FL 34996-6346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 28, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Oct 3, 2000 · Amount on Record
Deed Document Number	20243068169
Deed Book / Page	3431 / 2964
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	104 HENRY SEWALL WAY, STUART, FL 34996-6346
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 RIO VISTA DR, STUART, FL 34996-6423

Mortgage

Document Number	0034312966
Date	Apr 18, 2024
Book Page	3431/2966
Instrument	3068170

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	165 MADISON AVE, MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Index	Other
Max Rate	12.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	104 HENRY SEWALL WAY, SEWALLS POINT, FL 34996-6346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HENRY SEWALL WAY, STUART, FL 34996-6346

Mortgage

Document Number	0031711426
Date	Nov 5, 2020
Book Page	3171/1426
Instrument	2848365

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	104 HENRY SEWALL WAY, SEWALLS POINT, FL 34996-6346
Document Number	0030131937
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 HENRY SEWALL WAY STUART FL 349966346, STUART, FL 34996-6346

Mortgage

Document Number	0030131937
Date	Aug 31, 2018
Book Page	003013/001937
Instrument	2713539

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,747.00 (+90.76%) Additional exemption filed	$1,852,019 (+102.29%)	$2,277,620 (+29.87%) Land $535,000 Building $1,742,620
2024	$15,070.00 (+1.86%)
2023	$14,795.00 (+3.14%) Additional exemption filed	$915,510 (+3%)	$1,753,730 (+19.73%) Land $400,000 Building $1,353,730
2022	$14,344.00 Homeowner's exemption	$888,845	$1,464,710 Land $360,000 Building $1,104,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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