104 Henry Ct, Rincon, GA 31326 Property Records

Effingham County property record for 104 Henry Ct, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,229 sqft · built 2016
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (May 2017)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0445C-052-000`

Property Details

APN / Parcel Number

Primary APN	`0445C-052-000`
Alternative APNs	`0445C052` `17035`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,229 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	21,780 sqft (0.5 acres)
Garage Area	661 sqft
Pool Area	512 sqft
Porch	Slab
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17035
Street Address	104 HENRY CT
City	RINCON
State	GA
Zip	31326-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.50 AC LOT 52 OUT 445-27
Legal Subdivision	RAMSEY LANDING
Legal Lot Number	52
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1016
Census Tract	30303

Owner

104 Henry Ct is owned and occupied by two individuals who acquired it in March 2019.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 HENRY CT, RINCON, GA 31326-5738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2017	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE
Jan 18, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	20171125
Deed Book / Page	2404 / 531
Last Transfer Date	Mar 21, 2019
Transfer Doc	002517/885
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 HENRY CT, RINCON, GA 31326-5738
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002404/533
Date	May 11, 2017
Book Page	2404/533
Instrument	004065

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 HENRY CT, RINCON, GA 31326-5738
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002447/300
Date	Jan 18, 2018
Book Page	2447/300
Instrument	000375

Lender

Name	PENNYMAC LOAN SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 HENRY CT, RINCON, GA 31326-5738
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HENRY CT, RINCON, GA 31326-5738

Mortgage

Document Number	0000002622/0000000478
Date	Sep 11, 2020
Book Page	0000002622/0000000478
Instrument	009312

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 HENRY CT, RINCON, GA 31326-5738
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HENRY CT, RINCON, GA 31326-5738

Mortgage

Document Number	0000002770/0000000118
Date	Mar 15, 2022
Book Page	0000002770/0000000118
Instrument	002677

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 21, 2019
Property Address	104 HENRY CT, RINCON, GA 31326-5738
Document Number	002517/885
Book / Page	2517 / 885
Instrument Date	Mar 21, 2019
Instrument	2019-000859
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PLEASANT HOME RD STE A, A, MARTINEZ, GA 30907-3915
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 104 Henry Ct was $1,230 with exemptions applied, down 6.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,422 (-8.16%) Land $31,200 Building $175,222	$516,056 (-8.16%) Land $78,000 Building $438,056
2025	$1,230.00 (-6.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$224,758 (+16%) Land $31,200 Building $193,558	$561,894 (+16%) Land $78,000 Building $483,894
2024	$1,310.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$193,752 Land $31,200 Building $162,552	$484,381 Land $78,000 Building $406,381
2022	$1,420.00 Homeowner's exemption	$175,040 Land $18,760 Building $156,280	$437,599 Land $46,900 Building $390,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Henry Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Henry Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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