104 Harrison St, Troy, OH 45373 Property Records

Miami County property record for 104 Harrison St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,786 sqft · built 1920
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on File
Last Sale	$54,900 (Sep 2018)
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-008620`

Property Details

APN / Parcel Number

Primary APN	`D08-008620`
Alternative APNs	`050621.3-16-015-00` `D08NW023 01100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
1st Floor Area	2,096 sqft
Upper Floors Area	640 sqft
Attic	Attic
Attic Area	98 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	139 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	500 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	104 HARRISON ST
City	TROY
State	OH
Zip	45373-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9250
Legal Subdivision	CITY OF TROY
Legal Lot Number	9250
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3021
Census Tract	365002

Owner

104 Harrison St is owned and occupied by an individual who bought it in September 2018.

Source: Miami County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	104 HARRISON ST, TROY, OH 45373-2820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Oct 6, 2022	Affidavit of Death of Joint Tenant, Transfer PCTITLE PROS INC, PCTITLE PROS
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 25, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Jan 30, 2014 · Amount on File
Deed Document Number	20182018OR-11737
Prior Transfer Date	Mar 28, 2014
Prior Transfer Doc	0000003406
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 7, 2022
Property Address	104 HARRISON ST, TROY, OH 45373-2820
Document Number	0000014715
Map Reference	VOL 19 PG 119
Instrument Date	Oct 4, 2022
Instrument	2022OR-14715
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	PCTITLE PROS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HARRISON ST, TROY, OH 45373-2820

Mortgage

Document Number	0000014716
Date	Oct 7, 2022
Instrument	2022OR-14716

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000014717
Date	Oct 7, 2022
Instrument	2022OR-14717

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI OH
Recording Date	Oct 6, 2022
Property Address	104 HARRISON ST, TROY, OH 45373-2820
Document Number	0000014678
Map Reference	VOL 19 PG 119
Instrument Date	Sep 20, 2022
Instrument	2022OR-14678
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773 LAKESHORE DR, TROY, OH 45373-8784

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	104 HARRISON ST, TROY, OH 45373-2820
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HARRISON ST, TROY, OH 45373

Mortgage

Document Number	0000014558
Date	Aug 20, 2021
Instrument	2021OR-14558

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 25, 2018
Property Address	104 HARRISON ST, TROY, OH 45373-2820
Document Number	0000011737
Instrument Date	Sep 20, 2018
Instrument	11737
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$109.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1773 LAKESHORE DR TROY OH 453738784, TROY, OH 45373-8784

Tax Assessment & Valuation

The 2025 property tax bill for 104 Harrison St was $1,492 with a homeowner's exemption, up 67.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,492.00 (+67.08%) Homeowner's exemption	$41,520 (+101.36%) Land $6,970 Building $34,550	$118,600 Land $19,900 Building $98,700
2024	$893.00 (+8.77%) Homeowner's exemption	$20,620 (-) Land $6,440 Building $14,180
2023	$821.00 (+90.05%) Homeowner's exemption	$20,620 (-) Land $6,440 Building $14,180	$58,900 (-) Land $18,400 Building $40,500
2022	$432.00 Homeowner's exemption	$20,620 Land $6,440 Building $14,180	$58,900 Land $18,400 Building $40,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Harrison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Watch TV.

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