104 Harmony Way, Springfield, KY 40069 Property Records

Washington County property record for 104 Harmony Way, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,500 sqft · built 2004
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2017)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-136.13`

Property Details

APN / Parcel Number

Primary APN	`17-136.13`
Alternative APN	`7475`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,500 sqft Living Area
Basement Area	1,224 sqft
Finished Basement	1,224 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	7475
Street Address	104 HARMONY WAY
City	SPRINGFIELD
State	KY
Zip	40069-8554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 1.61 A - #9 & 10
Legal Subdivision	HARMONY WOODS
Legal Lot Number	9-10
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2022
Census Tract	930202

Owner

Source: Washington County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 HARMONY WAY, SPRINGFIELD, KY 40069-8554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage CENTRAL KENTUCKY AGRICULTURAL CREDIT ASS
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 20, 2017	Deed, Construction Loan · Construction Mortgage CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Feb 26, 2010 · Amount on Record
Deed Book / Page	355 / 161
Last Transfer Date	Feb 27, 2026
Transfer Doc	0000124943
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	104 HARMONY WAY, SPRINGFIELD, KY 40069-8554
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M356/409
Date	Mar 4, 2026
Book Page	M356/409
Instrument	124944

Lender

Name	CENTRAL KENTUCKY AGRICULTURAL CREDIT ASS
Address	2429 MEMBERS WAY, LEXINGTON, KY 40504

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2027

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	104 HARMONY WAY, SPRINGFIELD, KY 40069-8554
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000M325/1
Date	Aug 9, 2022
Book Page	M325/1
Instrument	108661

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	104 HARMONY WAY, SPRINGFIELD, KY 40069-8554
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300/87
Date	Apr 16, 2020
Book Page	300/87

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

November 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Nov 20, 2017
Property Address	104 HARMONY WAY, SPRINGFIELD, KY 40069-8554
Document Number	00355/0161
Book / Page	0355 / 0161
Instrument Date	Nov 14, 2017
Transaction Type	Construction Loan
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 BOBBITT RD, 253, WILMINGTON, OH 45177-7547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 HARMONY WAY, SPRINGFIELD, KY 40069-8554

Mortgage

Document Number	0002840721
Date	Nov 20, 2017
Instrument	0284/0721

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2027

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 (+3.73%)	$325,000 (+6.56%)	$325,000 (+6.56%)
2023	$3,079.00	$305,000	$305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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