104 Harding Dr, Washington, NC 27889 Property Records

Beaufort County property record for 104 Harding Dr, Washington, NC 27889

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,076 sqft · built 1975
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Oct 2018)
Tax Bill$1,984 (2026)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN5666-28-5953

Property Details

APN / Parcel Number

Primary APN5666-28-5953
Alternative APN
  • 41101

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,358 sqft Living Area
Gross Area2,076 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area39,204 sqft (0.9 acres)
Garage Area301 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address104 HARDING DR
CityWASHINGTON
StateNC
Zip27889-9643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 LOTS 13 AND 14 TRANTERS CREEK HILLS
Legal SubdivisionTRANTERS CREEK
Legal Lot Number13-14
JurisdictionBEAUFORT NC
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2051
Census Tract930200

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 HARDING DR, WASHINGTON, NC 27889-9643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleSep 12, 2018 · Amount on Record
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT NC
Property Address104 HARDING DR, WASHINGTON, NC 27889-9643
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002162/907
DateMar 15, 2024
Book Page2162/907
Instrument2024001105
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,984.00 (+35.43%)$326,765 (+81.96%) Land $31,212 Building $295,553
2025$326,765 (+81.96%) Land $31,212 Building $295,553
2023$1,465.00$179,578 Land $44,780 Building $134,798
2018$179,578 Land $44,780 Building $134,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims45 (1996–2018)
Claims Outside the SFHA5 of 45
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Matthew, Oct 2016 · 14 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAUFORT CO NORTHSIDE REGIONAL WATER
serves 22,405 people · EPA ID NC0407035
Water SourcePurchased groundwater from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harding Dr

Nearby Streets

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