104 Hanson St, Berea, KY 40403 Property Records

Madison County property record for 104 Hanson St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,212 sqft
Owner2 Individual Names on Record
Last Sale$25,000 (Nov 1986)
Tax Bill$904 (2025)
Deeds & MortgagesOct 2017 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNB007-0004-0036

Property Details

APN / Parcel Number

Primary APNB007-0004-0036
Alternative APNs
  • 109671
  • 72888
  • 38851

Interior

Stories2 Stories
Building Area1,212 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl

Location & Zoning

Account Number38851
Street Address104 HANSON ST
CityBEREA
StateKY
Zip40403-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34
Legal Lot Number34
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2006
Census Tract11301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 HANSON ST, BEREA, KY 40403-1615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 3, 2017Deed of Trust, Mortgage
PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 1986 · Amount on Record
Deed SaleNov 9, 1986 · Amount on Record
Deed Document Number0000379166
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address104 HANSON ST, BEREA, KY 40403-1615
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2013966077
DateOct 11, 2017
Book PageM01769/018
Instrument2013966077
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address104 HANSON ST, BEREA, KY 40403-1615
Transaction TypeMortgage
Record UpdatedJun 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2013958111
DateMay 3, 2017
Book PageM01740/406
Instrument2013958111
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressBEREA, KY 40403
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$904.00 (+118.89%) Homeowner's exemption$125,000 (+60.26%)$125,000 (+60.26%)
2023$413.00 Homeowner's exemption$78,000$78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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