104 Grove Ave, Warwick, RI 02889 Property Records

Warwick City property record for 104 Grove Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1986
Lot Size	0.226 acres (9,856 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Dec 2017)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35602370000`

Property Details

APN / Parcel Number

Primary APN	`35602370000`
Alternative APNs	`WARW M:356 B:0237 L:0000` `100124646`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	900 sqft
Basement Area	864 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,856 sqft (0.226 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100124646
Street Address	104 GROVE AVE
City	WARWICK
State	RI
Zip	02889-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	237
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2005
Census Tract	21502

Owner

104 Grove Ave is owned and occupied by an individual who bought it in December 2017.

Source: Warwick City records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	104 GROVE AVE, WARWICK, RI 02889-5214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Dec 29, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Feb 17, 1994 · Amount on File
Deed Document Number	201719412
Deed Book / Page	8973 / 339
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jul 22, 2026
Property Address	104 GROVE AVE, WARWICK, RI 02889-5214
Document Number	0000008537
Book / Page	10933 / 32
Instrument Date	Jul 16, 2026
Instrument	20268537
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 GROVE AVE, WARWICK, RI 02889-5214

Mortgage

Document Number	0000008537,
Date	Jul 22, 2026
Book Page	10933/32
Instrument	20268537

Lender

Name	RHODE ISLAND MORTGAGE FINANCIAL CORPORATION

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 29, 2017
Property Address	104 GROVE AVE, WARWICK, RI 02889-5214
Document Number	8973-339
Book / Page	8973 / 339
Instrument	19412
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	89740001
Date	Dec 29, 2017
Instrument	08974/0001

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Grove Ave was $4,470.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00	$352,000 Land $115,500 Building $236,500
2024			$338,580
2023	$4,135.00 (+7.18%)	$291,400 (+41.46%) Land $95,400 Building $196,000
2022	$3,858.00	$206,000 Land $58,100 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Grove Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1991–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 Grove Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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