104 Ginger Ln, Torrington, CT 06790 Property Records

Torrington City property record for 104 Ginger Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2026)
Tax Bill	$6,689 (2026)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Oct 2020 Sale & Mortgage
APN	`13114`

Property Details

APN / Parcel Number

Primary APN	`13114`
Alternative APNs	`TORR M:245 B:002 L:028` `013114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,454 sqft Living Area
Gross Area	2,929 sqft
Basement Area	727 sqft
Unfinished Basement	727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	13114
Street Address	104 GINGER LN
City	TORRINGTON
State	CT
Zip	06790-2575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	2
Legal Lot Number	28
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1008
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 BUTLER ST, TORRINGTON, CT 06790-4612
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Line of Credit
Oct 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage THOMASTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	20262026-510869
Deed Book / Page	1464 / 194
Transfer Doc	1105000300
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 23, 2026
Property Address	104 GINGER LN, TORRINGTON, CT 06790-2575
Document Number	0000510869
Book / Page	1464 / 194
Instrument Date	Jun 19, 2026
Instrument	2026510869
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	Jun 23, 2026

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 23, 2020
Property Address	104 GINGER LN, TORRINGTON, CT 06790-2575
Document Number	1318-178
Book / Page	1318 / 178
Instrument Date	Oct 19, 2020
Instrument	2020-459746
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	337 MOUNTAIN LAUREL LN, TORRINGTON, CT 06790-2597

Mortgage

Document Number	2020459747
Date	Oct 23, 2020
Instrument	2020-459747

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,689.00 (-12.98%)	$199,920 (-) Land $30,520 Building $169,400	$346,373 (+147.51%)
2025	$7,687.00	$199,920 (+92.64%) Land $30,520 Building $169,400	$139,944 Land $21,364 Building $118,580
2024	$7,687.00 (+54.45%)
2023	$4,977.00 (+1.74%)	$103,780 (-) Land $30,550 Building $73,230
2022	$4,892.00	$103,780 Land $30,550 Building $73,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

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