104 Francis Scott Key Rd, Bartow, FL 33830 Property Records

Polk County property record for 104 Francis Scott Key Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 918 sqft · built 1983
Lot Size	0.139 acres (6,064 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Sep 2021)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-33-692010-001020`

Property Details

APN / Parcel Number

Primary APN	`26-29-33-692010-001020`
Alternative APNs	`332926692010001020` `32926000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	918 sqft Living Area
Gross Area	1,215 sqft
1st Floor Area	918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	6,064 sqft (0.139 acres)
Lot Dimensions	102 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	297 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	104 FRANCIS SCOTT KEY RD
City	BARTOW
State	FL
Zip	33830-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE GARFIELD ESTATES UNIT NO ONE PLAT BOOK 64 PAGE 9 LOT 102
Legal Range	26E
Legal Township	29S
Legal Section	33
Legal Subdivision	LAKE GARFIELD ESTATES UNIT #1
Legal Tract	692010
Legal Block	3
Legal Lot Number	102
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3003
Census Tract	15301

Owner

104 Francis Scott Key Rd is owned and occupied by an individual who bought it in September 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	104 FRANCIS SCOTT KEY RD, BARTOW, FL 33830-9462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	Jul 24, 2006 · Amount on File
Deed Document Number	2021235610
Deed Book / Page	11885 / 255
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 9, 2021
Property Address	104 FRANCIS SCOTT KEY RD, BARTOW, FL 33830-9462
Document Number	0000235610
Book / Page	11885 / 255
Map Reference	MB 64 PG 9
Instrument Date	Sep 2, 2021
Instrument	2021235610
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2506 KLINE TRL, 2506, NEW CONCORD, KY 42076-9368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FRANCIS SCOTT KEY RD, BARTOW, FL 33830-9462

Mortgage

Document Number	0011885257
Date	Sep 9, 2021
Instrument	11885/257

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 104 Francis Scott Key Rd was $1,246 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,141 (-1.8%) Land $21,000 Building $113,141	$134,141 (-1.8%) Land $21,000 Building $113,141
2025	$1,246.00 Homeowner's exemption	$136,599 Land $21,000 Building $115,599	$136,599 Land $21,000 Building $115,599
2023	$1,743.00 (+4.87%) Homeowner's exemption	$130,946 (+3%)	$141,466 (+11.27%) Land $20,000 Building $121,466
2022	$1,662.00 Homeowner's exemption	$127,132 Land $17,000 Building $110,132	$127,132 Land $17,000 Building $110,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Francis Scott Key Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Francis Scott Key Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20